Independent service quality survey results
Published August 2024
Personal current accounts
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Great Britain
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
These results are from an independent survey carried out between July 2023 and June 2024 by Ipsos MORI Limited as part of a regulatory requirement.
Barclays has published this information at the request of the Competition and Markets Authority so you can compare the quality of service from personal current account providers. In providing this information, we're not giving you any advice or making any recommendation to you and we can only give you information about our own products and services.
Customers with personal current accounts were asked how likely they would be to recommend their provider, their provider’s online and mobile banking services, services in branches and overdraft services to friends and family.
The results show the proportion of customers of each provider, among those who took part in the survey, who said they were ‘extremely likely’ or ‘very likely’ to recommend each service.
Participating providers: Bank of Scotland, Barclays, Chase, first direct, Halifax, HSBC UK, Lloyds Bank, Metro Bank, Monzo, Nationwide, NatWest, Royal Bank of Scotland, Santander, Starling Bank, The Co-operative Bank, TSB and Virgin Money.
Approximately 1,000 customers a year are surveyed across Great Britain for each provider; results are only published where at least 100 customers have provided an eligible score for that service in the survey period.
17,111 people were surveyed in total.
Results are updated every six months, in August and February.
To find out more visit Ipsos.uk/personal-banking-service-quality
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Overall service quality
Ranking Bank How likely customers would be to recommend their personal current account provider to friends and family 1 Monzo 80% 2 Starling Bank 79% 3 CHASE 78% 4 First Direct 74% 5 Nationwide 70% 11= Barclays 57% Online and mobile services
Ranking Bank How likely customers would be to recommend their provider's online and mobile banking services to friends and family 1 Monzo 85% 2= Starling Bank 83% 2= CHASE 83% 4 Halifax 80% 5 First Direct 79% 11 Barclays 72% Overdraft services
Ranking Bank How likely customers would be to recommend their provider's overdraft services to friends and family 1= Starling Bank 74% 1= Monzo 74% 3 Lloyds Bank 73% 4 First Direct 71% 5 Halifax 67% 12 Barclays 55% Services in branches
Ranking Bank How likely customers would be to recommend their provider's branch services to friends and family 1 Nationwide 78% 2 Lloyds Bank 74% 3 MetroBank 73% 4 Bank of Scotland 71% 5 Halifax 69% 9= Barclays 58%
These results are from an independent survey carried out between July 2023 and June 2024 by BVA BDRC as part of a regulatory requirement.
Barclays have published this information at the request of the Competition and Markets Authority so you can compare the quality of service from business current account providers. In providing this information, we are not giving you any advice or making any recommendation to you and we can only give you information about our own products and services.
SME customers with business current accounts were asked how likely they would be to recommend their provider, their provider’s online and mobile banking services, services in branches and business centres, SME overdraft and loan services and relationship/account management services to other SMEs.
The results show the proportion of customers of each provider who said they were ’extremely likely’ or ‘very likely’ to recommend each service.
Participating providers: Bank of Scotland, Barclays, Handelsbanken, HSBC UK, Lloyds Bank, Metro Bank, Monzo, NatWest, Royal Bank of Scotland, Santander, Starling Bank, The Co-Operative Bank, Tide, TSB, Virgin Money, Zempler Bank.
Approximately 1,200 customers a year are surveyed across Great Britain for each provider; results are only published where at least 100 customers have provided an eligible score for that service in the survey period.
19,000 people were surveyed in total.
Results are updated every six months, in August and February.
*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).
To find out more visit www.BVA-BDRC.com/business-banking-service-quality
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Overall service quality
Ranking Bank How likely customers would be to recommend their business current account provider to other SMEs 1 Monzo 84% 2 Starling Bank
83% 3= Tide 75% 3= Handelsbanken 75% 5 Zempler Bank 69% 14= Barclays 50% Online and mobile banking services
Ranking Bank How likely customers would be to recommend their provider's online and mobile banking services 1 Monzo 88% 2 Starling Bank 87% 3 Tide 78% 4 Zempler Bank 76% 5 Lloyds Bank 70% 11 Barclays 63% SME overdraft and loan services
Ranking Bank How likely customers woulf br to recommend their provider's SME overdraft and loan services to other SMEs 1 Handelsbanken 68% 2 Zempler Bank 64% 3 Lloyds Bank 58% 4 HSBC UK 56% 5= NatWest 55% 11 Barclays 46% Relationship/account management
Ranking Bank How likely customers would be to recommend their provider's relationship/account management to other SMEs 1 Handelsbanken 84% 2 Monzo 81% 3 Starling Bank 75% 4 Tide 67% 5= Metro Bank 65% 16 Barclays 47% Services in brances and business centres
Ranking Bank How likely customers would be to recommend their provider's branch and business centre services to other SMEs 1 Metro Bank 72% 2 Handelsbanken 70% 3 Lloyds Bank 59% 4 Bank of Scotland 54% 5 Santander 51% 11 Barclays 41%
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Northern Ireland
As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 11 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
These results are from an independent survey carried out between July 2023 and June 2024 by Ipsos MORI as part of a regulatory requirement.
Barclays has published this information at the request of the Competition and Markets Authority so you can compare the quality of service from personal current account providers. In providing this information, we are not giving you any advice or making any recommendation to you and we can only give you information about our own products and services.
Customers with personal current accounts were asked how likely they would be to recommend their provider, their provider’s online and mobile banking services, services in branches and overdraft services to friends and family.
The results show the proportion of customers of each provider, among those who took part in the survey, who said that they were ‘extremely likely’ or ‘very likely’ to recommend each service.
Participating providers: AIB, Bank of Ireland UK, Barclays, Danske Bank, Halifax, HSBC UK, Monzo, Nationwide, Santander, Starling Bank and Ulster Bank.
Approximately 500 customers a year are surveyed across Northern Ireland and the Republic of Ireland for each provider; results are only published where at least 100 customers have provided an eligible score for that service in the survey period.
5,545 people were surveyed in total.
Results are updated every six months, in August and February.
To find out more visit Ipsos.uk/personal-banking-service-quality
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Overall services quality
Ranking Bank How likely customers would be to recommend their personal current account provider to friends and family 1 Monzo 80% 2 Starling Bank
78% 3 Nationwide 71% 4= Santander 66% 4= HSBC UK 66% 7 Barclays 63% Online and mobile banking services
Ranking Bank How likely customers would be to recommend their provider's online and mobile banking services to friends and family 1= Monzo 86% 1= Starling Bank 86% 3 Halifax 81% 4 Barclays 80% 5 HSBC UK 79% Overdraft services
Ranking Bank How likely customers would be to recommend their provider's overdraft services to friends and family 1 Monzo 75% 2 Barclays 68% 3 Halifax 67% 4 HSBC UK 66% 5= Santander 65% Services in branches
Ranking Bank How likely customers would be to recommend their provider's branch services to friends and family 1 Nationwide 73% 2 Halifax 72% 3 Barclays 68% 4 Santander 66% 5= Danske Bank 65%
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