Manage your mortgage
See your mortgage details and make changes securely in our app1 and Online Banking.
Existing mortgage customers
Manage your mortgage with us
Manage your mortgage, apply to borrow more, switch to a new rate or get help if you’re concerned about your ability to make payments.
- Exclusive rates if you have a mortgage with us and want to switch, move home or borrow more
- Find out how to check your balance and rate, and make changes to your mortgage online
Your home may be repossessed if you do not keep up repayments on your mortgage.
Manage your mortgage
Overpayments and underpayments
Changing your payments
Paying more into your mortgage account than you need to can help you pay less in the long term and could set you up to make underpayments – find out how.
Changing your mortgage
What to do if your personal situation changes
We'll help you check that your mortgage is still affordable if you want to add or remove someone from the mortgage.
Ending your mortgage or term
Remortgaging with another lender
Find out how to get the information you need to move your mortgage to another lender and close your account with us.
End of your mortgage term
We take you step-by-step through what happens when your mortgage term ends.
Paying off your mortgage early
Your options explained
Thinking about using savings or a cash windfall to pay off your mortgage early? We can help.
Get more from your mortgage
Switching mortgage deals
Find the right new deal for you
See the exclusive rates you could switch to for your home or buy-to-let mortgage.
Additional borrowing
Want to borrow more against your property?
See how we could help you apply for additional borrowing on your mortgage.
Moving home
Your options when you have a mortgage with us
Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.
Existing customer guides
Managing your mortgage
Find out how to make overpayments, change mortgage holders and let out your home. We can also help if you’re worried about your mortgage payments.
Concerned about your finances?
Mortgage support hub
Need help with your mortgage? Visit our support hub to get all the latest mortgage information and find out more about the government’s new Mortgage Charter.
Need help with mortgage payments?
If you’re worried you can’t make your mortgage payments, get in touch today and we’ll talk you through how we can help.
Financial health and budgeting
Keeping track of your money
If you’re worried about your financial situation, we’re here to help.
Cover for the things that matter the most
Get a £75 e-voucher with our life insurance
If you die or become terminally ill – meaning you’re expected to live less than 12 months – life insurance could give your loved ones some financial security.
Get a quote for Barclays Simple Life Insurance or mortgage protection life insurance between 1 June 2024 and 30 June 2025, buy the policy before the quote expires and we’ll give you a £75 e-voucher to spend on a range of gifts including days out and vouchers for high-street brands.
Simply Thank You will email you between months five and six of your policy’s start date to let you know how to claim your reward. You’ll need to use your voucher by 30 June 2026.
Terms conditions and exclusions apply.
Barclays Simple Life Insurance
Protect your family
Have you thought about what would happen to your loved ones if you died or became terminally ill? With Barclays Simple Life Insurance, you can give them some financial security with a one-time payment – from £6 a month.
Life insurance for mortgage protection
Peace of mind for your home
Whether you’re a first-time buyer or only have a few years left on your mortgage, make sure your home is protected if you die or become terminally or critically ill.
Barclays Life Insurance is underwritten by Legal & General Assurance Society Limited. When you select ‘Get a quick quote’, we’ll take you to Legal & General’s website to complete your application securely. Terms, conditions, exclusions and eligibility criteria apply.
Need some help?
Chat to us online
If you already bank with us, you can open a chat in Online Banking.
Call us
Our mortgage experts are available Monday to Friday from 7am to 8pm, and from 7am to 5pm at weekends.
