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Compare savings accounts

You can start saving for your goals today

We have a range of savings and investment options for you to choose from. You can start today from £1.

  • Track and manage your savings online – so you’re always in control
  • Explore our savings accounts.

If you already bank with us, you can open your account in the Barclays app1 or Online Banking. If you’d like help applying in the app you can book a video appointment.

You need to be 18 or over to access this product or service using the app. T&Cs apply.

Apply in Online Banking
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If you don't bank with us, you can book an appointment at any of our branches.

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How do you want to save?

Whether you're saving for something big or small, or just a rainy day, we have a range of savings and investment options that could be right for you.

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  • Savings

    Instant-access savings are ideal if you want to get at your money quickly online, on your mobile, in person or over the phone.

    Savings accounts

    Rate % AER/gross per year2

    £ minimum opening value

    Accessing your money

    Next steps

    Rainy Day Saver

    For Barclays Blue Rewards members and Premier Banking customers only

    5.12% AER/5.00% gross p.a. (£1 - £5,000)

    1.16% AER/1.15% gross p.a. (£5,000+)

    £1 

    Instant access to withdraw, if you need to

    Everyday Saver

    1.66% AER/1.65% gross p.a.2 (£1 - £10,000)

    1.16% AER/1.15% gross p.a.2 (£10,000+)

    From 2nd December 2024 interest rates will be 

    1.51% AER/1.50% gross p.a.2 (£1 - £10,000)

    1.16% AER/1.15% gross p.a.2 (£10,000+)

    Interest rates are banded. This means that you’ll earn the higher rate on the first £10,000 of your balance and the lower rate on the additional balance over £10,000. 

    £1

    Instant access to withdraw, if you need to

    Blue Rewards Saver

    For Barclays Blue Rewards members and Premier Banking customers only

    3.56% AER/3.50% gross p.a. in months with no withdrawals

    1.16% AER/1.15% gross p.a in months with one or more withdrawals

    From 2nd December 2024 interest rates will be 

    3.41% AER/3.35% gross p.a. in months with no withdrawals

    1.01% AER/1.00% gross p.a in months with one or more withdrawals

    £1

    Get instant access to your money and a higher interest rate in months where you don’t dip into your savings

    Reward Saver 

    2.75% AER/2.72% gross p.a. in months you don’t make withdrawals

    1.00% AER/gross p.a. in months you do make withdrawals

    From 2nd December 2024 interest rates will be 

    2.75% AER/2.72% gross p.a. in months you don’t make withdrawals

    0.85% AER/gross p.a. in months you do make withdrawals

    £1

    Get instant access to your money and a higher interest rate in months you don’t dip into your savings.

    Instant Cash ISA

    1.66% AER/1.65% tax-free p.a.3(£1 - £10,000)

     1.21% AER/1.20% tax-free p.a.3 (£10,000+)

    From 2nd December 2024 interest rates will be

    1.51% AER/1.50% tax-free p.a.3(£1 - £10,000)

    1.21% AER/1.20% tax-free p.a.3 (£10,000+)

    Interest rates are banded. This means that you’ll earn the higher rate on the first £10,000 of your balance and the lower rate on the additional balance over £10,000.

    £13

    (£0 for transfers-in)

    Instant access to withdraw, if you need to

    Barclays Children's Savings

    Save for a child under 18

    2.68% AER /2.65% gross p.a. (£1 - £10,000)

    1.16% AER/1.15% gross p.a. (£10,000+)

    Interest rates are banded. This means that you'll earn 2.68% AER /2.65% gross p.a. interest on the first £10,000 of your balance and 1.16% AER/1.15% gross p.a on the additional balance over £10,000

    £1

    Instant access to withdraw, if you need to
  • Cash ISAs

    An ISA (Individual Savings Account) lets you save money in a tax-efficient way4.

    Our Cash ISAs

    Rate % AER/tax-free per year5

    £ minimum opening

    Accessing your money

    Transferring an existing ISA to us

    Instant Cash ISA

    1.66% AER/1.65% tax-free p.a.3 (£1 - £10,000)

     1.21% AER/1.20% tax-free p.a.3 (£10,000+)

    From 2nd December 2024 interest rates will be 

    1.51% AER/1.50% tax-free p.a.3 (£1 - £10,000)

    1.21% AER/1.20% tax-free p.a.3 (£10,000+)

    Interest rates are banded. This means that you’ll earn the higher rate on the first £10,000 of your balance and the lower rate on the additional balance over £10,000.

    £13

    (£0 for transfers-in)

    Anytime, withdraw if you need to6

    Transfer-in an existing ISA in 3 easy steps

    1-Year Flexible Cash ISA

    4.05% 1-year fixed-rate term

    (£1 to £1 million)3

    £13

    (£0 for transfers-in)

    Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance6

    Limited period for transferring-in an existing ISA

    18-Month Flexible Cash ISA 

    3.75% 18-month fixed-rate term

    (£1 to £1 million)3

    £13

    (£0 for transfers-in)

    Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance6

    Limited period for transferring-in an existing ISA

    Premier 1-Year Flexible Cash ISA

    Exclusively for Premier customers 

    4.10% 1-year fixed-rate term

    (£1 to £1 million)3

    £13

    (£0 for transfers-in)

    Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance6

    Limited period for transferring-in an existing ISA

    Premier 18-Month Flexible Cash ISA 

    Exclusively for Premier customers 

    3.80% 18-month fixed-rate term

    (£1 to £1 million)3

    £13

    (£0 for transfers-in)

    Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance6

    Limited period for transferring-in an existing ISA

    Wealth 1-Year Flexible Cash ISA

    Exclusively for Wealth Management clients 

    4.10% 1-year fixed-rate term

    (£1 to £1 million)3

    £13

    (£0 for transfers-in)

    Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance6

    Limited period for transferring-in an existing ISA

    Wealth 18-Month Flexible Cash ISA 

    Exclusively for Wealth Management clients

    3.80% 18-month fixed-rate term

    (£1 to £1 million)3

    £13

    (£0 for transfers-in)

    Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance6

    Limited period for transferring-in an existing ISA

    Investment ISA

    Take advantage of tax-efficient investing.

    • Use your 2024/2025 ISA allowance of £20,000
    • Choose from thousands of investment opportunities
    • Don’t pay tax on any money your ISA makes
    • Make the most of Smart Investor, our online investing service that puts you in control

    Investments can fall as well as rise in value. Tax rules can change and their effects on you would depend on your individual circumstances.

    Explore Investment ISA
  • Bonds

    Put your money away for a fixed rate of return – you’ll know exactly how much interest you’ll earn.

    Our current bonds

    Rate %  gross per year/AER2

    £ minimum opening

    Accessing your money

    1-Year Fixed-rate Bond

    4.05%

    (£500 to £1 million)

    £500

    Restricted, no withdrawals until end of term (1-year)7,8

    18-Month Flexible Bond

    3.75%

    (£1 to £1 million)

    £1

    Restricted, up to 3 withdrawals, each up to 10% of your initial deposit7,8

    Premier 18-Month Flexible Bond

    Exclusively for Premier customers

    3.80%

    (£1 to £1 million)

    £1

    Restricted, up to 3 withdrawals, each up to 10% of your initial deposit7,8

    Wealth 18-Month Flexible Bond

    Exclusively for Wealth Management clients

    3.80%

    (£1 to £1 million)

    £1

    Restricted, up to 3 withdrawals, each up to 10% of your initial deposit7,8
  • Children's savings

    Start saving for their future, from just £1.

    Savings accounts

    Rate % AER/gross per year2

    £ minimum opening

    Accessing your money

    Barclays Children’s Savings

    Save for a child under 18

    2.68% AER /2.65% gross p.a. (£1 - £10,000)

    1.16% AER/1.15% gross p.a. (£10,000+)

    Interest rates are banded. This means that you'll earn 2.68% AER /2.65% gross p.a. interest on the first £10,000 of your balance and 1.16% AER/1.15% gross p.a on the additional balance over £10,000

    £1

    Anytime, withdraw if you need to7
  • Investments

    Ways to invest

    Always remember that investments can fall in value. You may get back less than you invest.

    Smart Investor

    To choose and manage your own investments from a range of funds, shares, ETFs and bonds, get started today by simply opening up an Investment (Stocks & Shares) ISA, Investment Account or SIPP Account with Smart Investor.

    Smart Investor accounts