Premier Banking

Subject to status and available funds. Individual cash machine limits may apply.^{Return to reference}

Our mortgage overpayment allowance has increased from 10% to 25% per year. This only applies to new fixed-rate Premier-exclusive mortgages and remortgage rates. It doesn’t apply when you switch to a new rate with us after the initial term. Our tracker mortgages already have a 25% overpayment allowance.

Subject to application, financial circumstances and borrowing history. T&Cs apply. Your home may be repossessed if you do not keep up repayments on your mortgage.^{Return to reference}

You can opt in to Barclays Avios Rewards if you have a Premier Banking account or a personal Wealth current account with us – you’ll need to register for the Barclays app and have a British Airways Executive Club account too. There’s a £12 monthly fee and you have to opt out of Barclays Blue Rewards and go paperless for all your accounts and services with us. To access Barclays Avios Rewards in the Barclays app, you need to be over 18. You can join Premier Banking if you have an income of £75,000 or £100,000 savings or investments held with us. T&Cs apply. ^{Return to reference}

Eligible investments are Investment ISAs, SIPPs or General Investment Accounts held through Smart Investor or Barclays Investment Solutions Limited.^{Return to reference}

Reward Flight Saver fare of £1 plus 19,500 Avios is based on a Peak, return fare for 1 passenger travelling in a Euro Traveller (Economy) cabin. All prices and Avios amounts quoted are correct as of July 2024. Reward flights are subject to availability. To be eligible for Reward Flight Saver, you need to have collected at least 1 Avios in the past 12 months. Other pricing options are available. Visit ba.com to learn how to use your Avios and for more information about Reward Flight Saver.^{Return to reference}

The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term. All loans are subject to your financial circumstances and borrowing history at the time you apply. Eligibility and conditions apply. You must be a UK resident to apply.^{Return to reference}

You need to be 18 or over to access this product or service using the app. T&Cs apply [PDF, 151KB].^{Return to reference}