Savings accounts
We have a range of savings accounts for you to choose from to match your goals.
When your ISA or bond term ends
Here’s what you can do next
Most of our ISAs and bonds have a fixed interest rate for a set amount of time, or term.
Before the term ends, we’ll send you a letter to explain what you can do next. You’ll have options to keep earning a fixed interest rate – choose your account to see them.
Your options
Important reminder
If your fixed term is due to end in the next 30 days, please check your options.
If you’ve already given us instructions about your bond or ISA, you can ignore this page.
-
What can I do?
- Open a new ISA with us – you can do this up to two months before your term ends
- If you already have another ISA with us, transfer your money across when your term ends using our transfer-in service
- Transfer a Barclays ISA to another provider – you’ll need to contact the other provider when your term ends to do this.
Explore our full range of savings accounts to find the ones that suit you.
What happens if I do nothing?
We’ll switch your account to an Instant Cash ISA – an instant-access savings account which has a lower interest rate than your flexible cash ISA.
-
What happens when my term ends?
We’ll switch your bond to an Everyday Saver – an instant-access savings account which has a lower interest rate than your flexible bond.
How can I keep earning a fixed interest rate?
You can open a new savings account, such as another bond, and move your money across. You’ll need to put money in your new bond as soon as you open it.
Explore our full range of savings accounts or go to ‘Products’ then ‘Savings & ISAs’ in the Barclays app2 to find the ones that suit you.
-
What happens when my term ends?
We’ll switch your bond to an Everyday Saver – an instant-access savings account which has a lower interest rate.
How can I keep earning a fixed interest rate?
You can open a new savings account, such as another bond, and move your money across. You’ll need to put money in your new bond as soon as you open it.
Explore our full range of savings accounts to find the ones that suit you.
-
What happens when my term ends?
We’ll switch your bond to one with a similar term and interest rate if one is available. We’ll send you a letter with details about this and your options shortly before your term ends.
What if I don’t want this to happen?
You’ll need to respond to the letter to let us know you don’t want us to open this bond for you. We’ll ask you where you want to move your money – we’ll need a sort code and account number.
You can explore our full range of savings accounts or go to ‘Products’ then ‘Savings & ISAs’ in the Barclays app2 to find a new one, such as another bond.
-
What happens when my term ends?
We’ll switch your bond to one with a similar term and interest rate if one is available. We’ll send you a letter with details about this and your options shortly before your term ends.
What if I don’t want this to happen?
You’ll need to respond to the letter to let us know you don’t want us to open this bond for you. We’ll ask you where you want to move your money – we’ll need a sort code and account number.
You can explore our full range of savings accounts or go to ‘Products’ then ‘Savings & ISAs’ in the Barclays app2 to find a new one, such as another bond.
Barclays Blue Rewards, Premier and Wealth Management benefits
If you're a Blue Rewards member, or you're with Premier or Wealth Management (or you hold an account with someone who is), you could be eligible for our exclusive savings accounts.
If you’re not a UK resident, you won’t be able to open any other savings accounts with us as you’re no longer eligible. We’ve included more details about this in the letter we’ll send you.
The Barclays app and Online Banking
If you’re not registered for the Barclays app2 or Online Banking, register here.
Explore our savings accounts
Cash ISAs
You can add up to £20,000 to an ISA every tax year and you won’t pay any tax on the interest your ISA earns.
Bonds
If you’re serious about saving, you can lock your money away under a fixed rate for a fixed period of time in a bond.
