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Compare our loans

Focus on the future with a personal loan

When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply – without it affecting your credit score.

Subject to application, financial circumstances and borrowing history

Personal price quote – with no credit footprint

Apply in Online Banking or the Barclays app – most people apply in less than 10 minutes1

Get quick access to your money if we approve your loan2

0 APR Representative
on loans of
0

over 2-5 years. (Your rate may differ3)

Borrowing to suit you

Whether you’d like a loan to consolidate debts or buy something special, we’ve got lending options to suit you. Subject to application, financial circumstances and borrowing history.

Need a new car?

Having the money in your pocket could help you get a better deal.

All loans are subject to your financial circumstances and borrowing history at the time you apply.

How to consolidate your debt

Consolidating could help you take control of your money – you’ll have all your debts in one place, with one fixed monthly payment.

All loans are subject to your financial circumstances and borrowing history at the time you apply.

Home improvement loan

Get more from your home – whether it’s a brand new bathroom or sprucing up your lounge. 

All loans are subject to your financial circumstances and borrowing history at the time you apply.

Holiday loans

A holiday loan is when you take out a personal loan to cover the cost of your next break, so you don’t have to worry about paying for your trip all at once.

All loans are subject to your financial circumstances and borrowing history at the time you apply.

Wedding loans

A wedding loan means you can pay your wedding costs in one go, giving you peace of mind that everything’s covered for your special day. Then you’ll pay us back monthly, over a set period of time.

All loans are subject to your financial circumstances and borrowing history at the time you apply.

Making energy-efficient improvements to your home?

Take out a personal loan to invest in energy-efficient improvements to your home –and you could get up to £250 cashback. To apply, select ‘Greener home’ as the purpose under ‘what do you need the money for?’ when you apply. Terms and conditions apply.

6.5% APR Representative on loans of £7,500 - £15,000 over 2-5 years, (your rate may differ*)

*The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.

All loans are subject to your financial circumstances and borrowing history at the time you apply

Other borrowing options

Barclaycard

Choose the card that could be right for you – you could find a card to meet your needs.

Subject to application, financial circumstances and borrowing history.

Top-up loan

Need to borrow a little more?
You might be able to top up or get an extra loan. You’ll need to have had your loan with us for at least three months.

All loans are subject to your financial circumstances and borrowing history at the time you apply.

Other ways to borrow

There might be other ways to borrow that are better for you than a loan, depending on your needs.

Looking for some help?

Whether you’re wondering if you can get a loan or how to get out of debt, our guides are here to help.

What is a credit rating?

Find out what a credit rating is, why it’s so important, and how you can improve yours – so you could be more likely to get credit in the future.

Worried about money?

Get practical support to help you tackle your money problems and change the way you spend.

Barclays Money Mentors

Borrowing to pay for those little extras.

Home improvements, buying a car or splashing out on something special? Barclays Money Mentors can guide you through the best options for you.

What’s an APR?

We explain what APR means, and clear up the difference between representative and personal APR.

Talk to us about loans

Online or in-app

Check to see if you’re eligible to apply for a loan in Online Banking or your app now.

Please note that we might not have all the information we need to show you a provisional loan limit.

Over the phone

If you have any questions, you can speak to a lending specialist on 0345 734 53454

Visit us in branch

We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.