Going overdrawn without an arranged overdraft

We don’t offer unarranged overdrafts, so if you go overdrawn without having an agreed overdraft we’ll always try to cancel the transaction. If we can’t stop the payment, we won’t charge you for going overdrawn.

When you make a payment, you must have money in your account to cover the payment at 3pm on the day the money is due to go out. 

We’ll send you a text alert before we cancel a payment – you’ll need to add your phone number to your account details for this

More about alerts

You can find out more about current account interest and service charges online.

Current account rates and charges page.