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Which investment account is right for you?

You can find out about our range of investment accounts below. 

All offer the choice of thousands of investments and dedicated support from our UK-based team. However, if you’re unsure which investment is right for you, you might want to seek independent financial advice. 

The value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice. Tax rules can change and the value to you will depend on your circumstances.

Investment ISA

You can pay in up to £20,000 per tax year into our award-winning Investment ISA.1

Any returns you make are tax efficient and you can withdraw cash when you like. Within your Investment ISA you can buy funds, shares, bonds, ETFs and investment trusts. 

Investment Account

Our Investment Account gives you access to the full range of investments we offer and you can earn interest on your cash.

There’s no limit to how much you can invest and you can withdraw your cash at anytime with no penalties.

SIPP Account

Our award-winning SIPP2 (self-invested personal pension) lets you take control of your retirement, benefiting from our dedicated service and wide investment choice alongside the tax benefits of a pension including:

  • Protect your returns from income tax, tax on dividends and capital gains tax (CGT)
  • Claim tax relief on contributions of up to £60,000 or 100% of your earnings (whichever is lower).

The SIPP is a pension so you won’t be able to access your money until age of 55 (rising to 57 in 2028). This age may rise further in the future.

Our Fees

No charge to open the account and a simple annual customer account fee of 0.25% on investments up to £200,000 and 0.05% on investments above £200,000.

Activity Cost
Buying and selling shares* £6 per deal**
Buying and selling funds No charge
Regular investments No charge
Dividend reinvestment No charge
Holding cash No charge
Transferring investments No charge
Cash withdrawal and account closure No charge

*Including ETFs, investment trusts, bonds, gilts

**Online dealing only. Taxes may apply when buying shares. A foreign exchange and an international brokerage fee will be charged when trading international shares.
 

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Call us

If you have any questions, you can give us a call on 0800 279 36673

The value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice. Tax rules can change and the value to you will depend on your circumstances.