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Father and daughter with dog.

Apply for life insurance

We’ve teamed up with Legal & General to create a simple yet high-quality life insurance product, designed to take care of you or your family financially if you become terminally ill or die. When you select 'Continue to quick quote', we'll take you to Legal & General's website to complete your application securely.

We'll ask you a few questions about your health and lifestyle before giving you a personalised quote. Legal & General and us will only use your information for this application and we'll keep it fully confidential.

Good to know

It doesn’t take long

Answer a few short questions for your quick quote. If you’re happy, apply for a final price by answering a few more questions – for 80% of customers, the final price is the same as the quick quote.

What is life insurance?

You make monthly payments for a number of years of your choice and, if you become terminally ill or die during this time, the policy will provide a lump-sum payment. It’s a way of allowing you or your loved ones to manage financially, and can cover things like mortgage or rent payments, school or university fees, and even holidays.

Who does it cover?

Life insurance pays out if you become terminally ill or die, so it’s for you or your loved ones. This can be whoever you like – your partner, children, parents – anyone who relies on you financially.

Things you should know

Why get life insurance?

Leave a Legacy
Insuring your life means that you can still be a part of your loved one’s future – even if you’re not here. Whether it’s paying for university fees or making sure the mortgage can be covered, you can still support them if you die. 

Support during tough times
Losing someone is difficult, emotional and stressful. Making sure your loved ones could pay any debts or expenses and carry on their everyday life means they’d have a little less to worry about.

Affordable payments
You’re in control of how much cover you want, how long you want to be covered for and, if your circumstances change, it’s easy to change your policy. Just start with what you can afford.

Six reasons to choose our life insurance

  • It’s level-term, which means your cover stays the same throughout the life of your policy 
  • You’ll always know where you are – your monthly payments will stay the same for the life of the policy, unless you make any changes to your cover 
  • You choose how long you want to be covered – between 5 and 50 years (it must finish before your 90th birthday)
  • Your policy includes Terminal Illness Benefit at no extra cost, which means the full amount will be paid if you’re diagnosed with a terminal condition1
  • You can make some changes to your policy without having to go through further medical questions1
  • You’re in safe hands – our partner, Legal & General paid out 98.3% of life insurance claims in 2017 

For more details, please read the Barclays guide to Insurance [PDF, 4,245 KB]2

Getting your policy

Once you’ve decided which policy is right for you, you can get a quote, apply and buy. Here’s how it works

Step 1 – Quick quote: Answer four questions to get an initial price – you can adjust the cover amount, monthly cost or duration until you get a quote to fit your needs.

Step 2 – Application: We'll ask you for details about yourself so that we can complete your application.

Step 3 – Decision and buy: You’ll get a decision along with your final monthly price (in most cases it’s immediate). If you’re happy, you can buy it.

Important documents