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Life insurance offer

Life insurance offer

Life Insurance Offer Terms, Conditions and Exclusions

These are the terms, conditions and exclusions of the life insurance offer for customers who get a quote and take out a policy for mortgage protection life insurance (with optional critical illness cover) or Barclays Simple Life Insurance. These terms and conditions are between you and us (Barclays Bank UK PLC).

The offer

If you’re eligible, you’ll receive a £75 e-voucher to spend of a range of gifts from our partner Simply Thank You. STY. To be eligible for the offer you need to get a quote for either mortgage protection life insurance (with optional critical illness cover) or Barclays Simple Life Insurance between 1 June 2024 and 30 June 2025, and go on to buy that policy before the quote expires.

You need to use your voucher by 30 June 2026 – it won’t be valid after this date. See below for full eligibility criteria.

You’ll be eligible if 

  • You get a quote for mortgage protection life insurance (with optional critical illness cover) or Barclays Simple Life Insurance within the offer period of 1 June 2024 and 30 June 2025, and buy that policy before the quote expires. The expiry date will be shown on your quote
  • You purchase either mortgage protection life insurance (with optional critical illness cover) or Barclays Simple Life Insurance. If you purchase both policies, you’ll only be eligible for one voucher
  • You hold your life insurance policy for at least five months after the policy commencement date
  • You’ve made five months of payments towards your policy
  • You buy the policy outside of the offer period – you’ll still be eligible for the offer as long as you got the quote during the offer period and buy before the quote expires
  • You provide a valid email address so you can be contacted about the offer
  • You only claim once for this offer.

You won’t be eligible if 

  • You cancel your policy within 30 days of the policy’s start date or have any unpaid premiums
  • You cancel the policy within five months after the first insurance policy premium is paid
  • You’ve already used a life insurance voucher as part of one of our other STY offers relating to life insurance.

Please note 

  • Taking out this offer won’t affect your eligibility for other product offers outside of life insurance
  • The voucher offer is valid per policy, so if you’re a joint policy holder you’ll only be eligible for one voucher
  • You can purchase life insurance through the Barclays app1, Online Banking, or over the phone
  • You don’t need to be an existing Barclays customer to be eligible
  • You don’t need to have critical illness cover to be eligible
  • If you’re unsure how much cover you need, our cover calculator can help you

How the offer works

  • Between months five and six of your policy starting, we’ll email you to tell you how to choose and receive your gifts from our partner STY
  • Please visit STY  to browse the range of gifts and vouchers available (all are subject to availability)
  • We’ll share your name and email address with STY so that you can receive this offer
  • You must use your voucher by 30 June 2026
  • All items are subject to availability. If the item you choose isn’t available, STY will get in touch to offer you something else of equal or greater value. They won’t offer cash as an alternative. If you need to claim for non-delivery, damaged goods, or warranties, you should contact STY.  We're not the supplier and we’re not responsible or liable for any issues with any goods provided under this offer
  • We won’t be liable for any delays in contacting you or failure to deliver orders because of circumstances beyond our control
  • The voucher can be redeemed with STY on a range of gifts including vouchers, flowers, chocolates and days out.

If you have any questions about your voucher, please contact STY on 01325 355 165. Their opening hours are Monday to Friday from 9am to 5:30pm (excluding bank holidays).

General terms and conditions 

These terms and conditions are separate to your main agreement between you and Barclays Bank UK PLC.

  • We may withdraw, amend, or replace this offer at any time 
  • You are responsible for your own tax obligations. It’s your choice if you want to seek independent legal and tax advice. We’re not responsible for determining any tax liability you might have because you’re receiving the £75 voucher, and we’re not able to advise you on this.

Life Insurance is arranged by Barclays Bank UK PLC through Barclays Insurance Services Company Limited and provided and underwritten by Legal & General Assurance Society Limited, registered in England and Wales no: 166055. Registered office: One Coleman Street, London, EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No 7‌59676) Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No 3‌12078) Registered Office for both: 1‌ C‌hurchill P‌lace, London E‌14 5‌HP England. The offer is administered and managed on behalf of the bank by Simply Thank You.  Registered in England No: 4094597, Registered Office: Richmond Court, Morton Road, Darlington, County Durham, DL1 4PT