Find a Ready-made Investment that works for you
Discover simple investing with Ready-made Investments. Choose from our five funds and leave the rest to us. From low to higher risk, you can select what’s best for you.
Capital is at risk.
Investments can fall as well as rise so you might not get back what you invest. If you’re unsure which investments are right for you please seek independent advice. Tax rules can change and depend on your circumstances.
Smart Investor gives you the investment choice and research tools you need to help grow your money. Over 300,000 people have used our award-winning accounts, expert insights and resources to help work towards their financial goals.
No charge to open the account and a simple annual customer account fee of 0.25% on investments up to £200,000 and 0.05% on investments above £200,000.
| Activity | Cost |
|---|---|
| Buying and selling shares* | £6 per deal** |
| Buying and selling funds | No charge |
| Regular investments | No charge |
| Dividend reinvestment | No charge |
| Holding cash | No charge |
| Transferring investments | No charge |
| Cash withdrawal and account closure | No charge |
*Including ETFs, investment trusts, bonds, gilts
**Online dealing only. Taxes may apply when buying shares. A foreign exchange and an international brokerage fee will be charged when trading international shares.
We have three types of investment account. Choose one to start with and then you can always add another one later on.
Otherwise know as a Stocks and Shares ISA, this is the most popular account people choose when they start to invest.
You can pay in up to £20,000 per tax year into our award winning ISA.1
Any returns you make are tax free and you can withdraw cash when you like.
A flexible account if you’ve already used your ISA allowance for the current tax year OR you’re already paying into an ISA with another provider.
No limits on the amount you can invest and you can withdraw your cash at any time.
Our award winning Self-Invested Personal Pension (SIPP) designed to help you prepare for retirement.
Let us help you build your retirement pot and make your own investment decisions.
You may be eligible for tax relief on the money you pay in.
If you have investment accounts elsewhere, you can transfer them to us and benefit from having everything in one place. Transferring ISAs and SIPPs doesn’t affect their tax-efficient status and with any transfer, you should make sure that you don’t have to pay penalties or give up valuable benefits. Just let us know and we’ll manage the transfer for you.
You have three ways to fund your Smart Investor account. Choose the option that best suits you and get started in minutes with your very own Investment Account (GIA), Investment ISA, or SIPP.
You can do this online or in our app if you have a Barclays current account. If you don’t have our app you can download it today.
If you’re new to investing, read our guide to get you started on building your own portfolio.
If you already have an account, log in to continue.
If you have any questions, you can give us a call on 0800 279 3667.2
