To apply, you’ll need to
✔ Have a current account or Barclaycard account with us
✔ Be a UK resident
✔ Be aged 18 or above
Your Barclayloan
You have your personal rate – read more about your loan and apply
Loans are subject to application, financial circumstances and borrowing history.
Why Barclayloan?
Ready to apply?
You already have a personal rate for the amount and term you’re looking for – so you can apply today (between 5am and 11pm). Just make sure you’ve read all of the information on this page first.
You’ll need Online Banking or our app to apply here – go to your app store to download the Barclays app, or register for Online Banking.
You need to be 18 or over to access this product or service via the app. T&C’s apply
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As a lender, we have a responsibility to act fairly and as part of this we have committed to follow the Standards of Lending Practice. This note sets out some of our key responsibilities and what we ask of you, to ensure that the relationship works well for both of us.
- We'll lend responsibly and aim to provide a product that is affordable for you
- We'll provide you with information about our products and services and how they work, in a clear and understandable way, so that you can decide what’s best for you and your needs
- We'll endeavour to make sure our products and services offer, wherever possible, the flexibility to meet your needs.
- We'll treat you fairly and reasonably at all times and make sure that you are provided with a high level of service
- If you tell us about any inaccuracies, for example around the personal information we hold about you, we'll act quickly to put it right
- We'll always aim to help you if we see, or you tell us, that you are having trouble financially. We'll seek to understand your overall circumstances, try and identify options that you can afford and where appropriate, provide a reference to free debt advice
What we ask of you
- We ask you to think carefully about whether you can afford to repay the money you want to borrow and to be open in your dealings with us
- Take care of any cards, PINs, online log-in details and other security information to help prevent fraud and help us to protect your accounts
- Tell us as soon as possible if your card has been lost or stolen, or if you know or suspect someone is misusing your confidential information e.g. your PIN or online log-in details
- Carefully check your account statements to make sure they are accurate. If anything isn’t right, please get in touch with us
Please let us know if
- Your contact details change, so we can keep our records up to date
- Your circumstances change, particularly if what’s happened is likely to cause you difficulties in managing your account or financial problems
- You think that you won’t be able to keep up with your repayments. The sooner you do this, the more likely it is we’ll be able to find a way to help you
We’d also encourage you to refer to the terms and conditions associated with your current account, credit card or personal loan.
