Compare your borrowing to a single loan
Could consolidating your debts by switching lenders make financial sense? Use our estimator to find out.
Subject to application, financial circumstances and borrowing history.
Important information
This estimator allows you to enter existing debts and compare them with a new loan. It’s not linked to a loan from us, and we make no recommendations.
The results are an estimate and depend on the information entered. The estimated repayment date for your existing debt, including the cost of credit, is capped at 10 years. If it would actually take longer to pay off, then the cost of credit would be higher and repayment date later than shown. Please read about this estimator for more information.
| Debt | Debt details |
|---|---|
| – | – |
It’s worth noting that consolidating debts might involve payment of a higher rate of interest or charges – or both. Consolidating debts may also increase the overall period requirement for repayment.
To apply online, you’ll need
You can use your loan for almost anything, apart from
If you’ve started an application already, it’s easy to pick up where you left off.
Log in to Online Banking here, and we’ll take you to your saved application form.
As a lender, we have a responsibility to act fairly and as part of this we have committed to follow the Standards of Lending Practice. This note sets out some of our key responsibilities and what we ask of you, to ensure that the relationship works well for both of us.
What we ask of you
Please let us know if
We would also encourage you to refer to the terms and conditions associated with your current account, credit card or personal loan.
The calculator results are based on the representative APR for the amount you enter. The representative APRs shown are based on all the loan applications Barclays customers have made.
Your actual rates and repayments may differ, and will be based on your personal circumstances, the loan amount and term.
APR Representative
based on a loan of
repayable over
months
at an interest rate of
per annum (fixed)
.
Monthly repayment of
.
Total amount payable
.
Representative APR applies to loans of
You can see if you’ve been pre-selected to apply for a loan – this means you can see how much you may be able to borrow, and your personal rate, in a few minutes*. All you need is
A current account with us
Online Banking or the Barclays app
* You need to be registered for Online Banking or the Barclays app. Not everyone is pre-selected – if you aren’t, you won’t be able to apply online or in the app. Please get in touch to discuss your options.
Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority.
Registered office for all: 1 Churchill Place, London E14 5HP
