Manage your wedding costs
Clearing your wedding costs upfront won’t just give you peace of mind – it could help you manage your money better too. Your payments and payment date will be fixed, so you’ll always know how much you’re paying and when.
Wedding loans
How to pay for your perfect day
A wedding loan means you can pay your wedding costs in one go, giving you peace of mind that everything’s covered for your special day. Then you’ll pay us back monthly, over a set period of time.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
Benefits
Make your dream wedding a reality
Don’t let the day you always dreamed of pass you by. Whether it’s a small, intimate wedding with your immediate family, or a three-day party with all your relatives, we can help you turn your wedding from fantasy into reality.
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To apply online, you'll need to
Have a current account with us or a Barclaycard
Be a UK resident
Be aged 18 or above
You can use your loan for almost anything, apart from
- Business reasons
- Investments, including buying stocks and shares
- Timeshares
- Purchasing property (home improvements are fine)
- Gambling-related expenses
- Repaying CCJs (county court judgments)
- A purchase made by combining this loan with any others
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If you’ve started an application already, it’s easy to pick up where you left off.
Log in to Online Banking or the Barclays app and we’ll take you to your saved application.
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As a lender, we have a responsibility to act fairly and responsibly. This note sets out some of our key responsibilities and what we ask of you, to ensure that the relationship works well for both of us.
- We will lend responsibly and aim to provide a product that is affordable for you
- We will provide you with information about our products and services and how they work, in a clear and understandable way, so that you can decide what’s best for you and your needs
- We will endeavour to make sure our products and services offer, wherever possible, the flexibility to meet your needs
- We will treat you fairly and reasonably at all times and make sure that you are provided with a high level of service
- If you tell us about any inaccuracies, for example around the personal information we hold about you, we will act quickly to put it right
- We will always aim to help you if we see, or you tell us, that you are having trouble financially. We will seek to understand your overall circumstances, try and identify options that you can afford and where appropriate, provide a reference to free debt advice
What we ask of you
- We ask you to think carefully about whether you can afford to repay the money you want to borrow and to be open in your dealings with us
- Take care of any cards, PINs, online log-in details and other security information to help prevent fraud and help us to protect your accounts
- Tell us as soon as possible if your card has been lost or stolen, or if you know or suspect someone is misusing your confidential information e.g. your PIN or online log-in details
- Carefully check your account statements to make sure they are accurate. If anything isn’t right, please get in touch with us
Please let us know if
- Your contact details change, so we can keep our records up to date
- Your circumstances change, particularly if what’s happened is likely to cause you difficulties in managing your account or financial problems
- You think that you won’t be able to keep up with your repayments. The sooner you do this, the more likely it is we’ll be able to find a way to help you
We would also encourage you to refer to the terms and conditions associated with your current account, credit card or personal loan.
Wedding loan calculator
How much would you like to borrow for your wedding? The results are based on the representative APR for the amount you enter. The representative APRs shown are based on all loan applications made by Barclays customers. Your actual wedding loan rates and repayments may differ and will be based on your personal circumstances, the loan amount and term.
Amount
Term in Months
The same every month
Loan required
Based on the details you entered
Representative example
6.5%
APR Representative
based on a loan of
£10,000
repayable over
60
months
at an interest rate of
6.5
per annum (fixed)
.
Monthly repayment of
£194.79.
Total amount payable
£11,687.40.
Representative APR applies to loans of £7,500 – £15,000 over 2–5 years.
How to apply
If you have a current account with us or a Barclaycard, we could tell you your personal loan rate upfront – without affecting your credit score.
You may be eligible
You can see if you’ve been pre-selected to apply for a loan – this means you can see how much you may be able to borrow, and your personal rate, in a few minutes1. All you need for us to check is
A current account with us or a Barclaycard
Online Banking or the Barclays app
Looking for some wedding loan tips?
Here are a few things to think about when you’re considering taking out a wedding loan.
Lending and guidance
We have additional information, options and tools to help you if you’re taking out a wedding loan.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
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Other ways to borrow
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Barclaycard
Choose from our range of credit cards, which include cards for everyday purchases and balance transfers.
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Overdrafts explained
A short-term safety net
Overdrafts are a short-term way to borrow money up to an arranged limit. Discover how overdrafts work and how to stay on top of your finances.
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Need some more help?
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What is a credit rating?
Discover how to improve yours
Learn why your credit rating is important, and how to improve it so you’re more likely to be considered for credit in future.
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Know your loans
Learn about secured and unsecured loans
This guide to borrowing covers some of the key factors you should consider when choosing the best loan for your needs.
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Understanding loan rates
What's an APR?
We explain what APR means – and the difference between representative and personal APR.
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Preparing for your big day
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Planning and saving for your big day
Come and speak to us about budgeting and saving for your wedding – and make sure your big day is perfect.
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Going away together
Explore our Travel Packs and get the right cover to suit your first holiday as newlyweds. Exclusions to cover apply.
Talk to us about loans
Online or in-app
Check to see if you’re eligible to apply for a loan in Online Banking or your app now.
Please note that we might not have all the information we need to show you a provisional loan limit.
Over the phone
If you have any questions, you can speak to a lending specialist on 0345 734 5345 4
Visit us in branch
We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.
Important information
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You need to be registered for Online Banking or the Barclays app. It usually takes less than 10 minutes to apply, but if you’re not registered it will take longer.
You might not be able to apply for a Barclayloan, or see your personalised price quote or provisional loan limit online or in your app, because certain restrictions apply. If this happens to you, please contact us to discuss your options.Return to reference
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If you apply online and your application is approved, you’ll need to print or download your agreement. If you apply in the Barclays app and it’s approved, you’ll need to have it emailed to you. As long as you do one of these and sign your agreement online between 5am and 11pm, you’ll usually get your money straight away (within a few minutes). If you don’t bank with one of the main UK high street banks, sometimes it can take up to a couple of hours. If you sign after 11pm, you’ll usually get your money before 9am the next day.Return to reference
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The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.
All loans are subject to your financial circumstances and borrowing history at the time you apply. Eligibility and conditions apply. You must be a UK resident to apply.Return to reference -
Lines are open Monday to Saturday, from 8am to 9pm, and bank holidays from 8am to 6pm. To maintain a quality service, we may monitor or record phone calls. Call charges.Return to reference