Steps to buying your first home

Don’t guess – use our mortgage calculators to work out how much you could borrow.

Getting a deposit together means making sacrifices. We’ve got some ideas that aren’t too painful – from flat-sharing to first-time buyer schemes.

Set, save and track

Set up a savings goal in the Barclays app and track your progress.

Getting support from Barclays Money Mentors, so that you can budget and save to buy your first home, could be your first step on to the property ladder.

Now that you’ve set goals to work towards, you’ll need to keep to a budget – whether that’s daily, weekly or monthly.

Banks look at your credit score before deciding how much to lend, so make sure you know your rating and check it’s based on up-to-date information.

A property may be the biggest purchase you make in life. Our step by step guide to mortgages can help you find the right deal.

Buy your home with a 95% mortgage. Whether you’re a first-time buyer or a homeowner who’s looking to move, you can apply for the scheme with a deposit of between 5% and 9.99% of the property purchase price.