Little luxury diet
Start your money workout
See the difference it makes to your finances when you cut out the non-essentials for a month.
When little luxuries become a habit rather than a treat, maybe it’s time to cut down. All those takeaway coffees can add up, so see how much you could save when you avoid them for a month.
See a completed example [PDF, 271KB]
How to work out
Step 1
Decide what you will cut out – consider making your own smoothies instead of buying them, for example. Commit to saving the money you’d usually spend.
Step 2
Transfer this amount to a safe place every time you resist temptation. Keep the card where you can see it, like on the fridge, as a daily reminder.
Step 3
Scratch off a jewel every time you save money to track your progress.
And when you’re ready, try another workout that suits your circumstances.
Workout kit
You can use these tools to help complete your goal.
