How to get a mortgage for your first home
Find the right deal for you
We’ll show you how to get a mortgage from start to finish, including what you need to tell us and the steps you’ll need to take.
First-time buyer guides
Start your adventure
Expert tips and guides to help you prepare as you set off on the path towards your first home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
First-time home buyer tips
Our first-time buyer guides will help get you ready to buy your first home. We’ll point out all the things you need to know about the mortgage process, and explain first-time home buyer benefits.
How mortgages work
What happens after my mortgage offer is issued?
Completing your mortgage
With a mortgage offer from us in hand, you’re almost home and dry. Find out how to complete your mortgage and pick up the keys.
Mortgage lending rules
What they mean for you
Understanding the rules all mortgage lenders have to follow can help you prepare for your application. Find out how.
Help with affording a mortgage
Family Springboard Mortgage
A way for families and friends to help with a deposit
Your family and friends can support you by providing 10% of your property’s price as security – and they’ll get their money back with interest if you keep up your mortgage payments in time.
Help to buy mortgages
You can no longer apply for the government’s Help to Buy scheme
You can no longer access the equity loan from Homes England, and you won’t be able to complete using a Help to Buy: Equity Loan mortgage. Find out more about the scheme here: www.gov.uk/help-to-buy-equity-loan
If you have any questions about your mortgage offer, please contact your mortgage advisor or broker for more information.
Shared ownership mortgages
Buy part of a home and pay rent on the rest
A government-backed scheme helps you buy a home with a fraction of the usual deposit or mortgage.
Barclays Money Mentors
First home or new home, we’re here to help
Buying your new home should be exciting, which is why we’re here to offer you guidance on how you can achieve your goals.
More options for first-time mortgages
Joint and guarantor mortgages
Buying property with other people
Buying property with your partner, family or friends can make sense, as long as you weigh up the benefits and risks of taking out a joint or guarantor mortgage.
Getting a mortgage when you’re self-employed
Verifying your income
Find out how to prepare for a self-employed mortgage application – and see how we can help you.
Need some help?
Chat to us online
If you already bank with us, you can open a chat in Online Banking.
Call us
You can call us on Monday to Friday from 7am to 8pm, and on Saturday and Sunday from 7am to 5pm.
0333 202 7580
Track It
If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.
Visit a branch
Find a branch near you that offers appointments with mortgage advisers and see when we’re open.
