Barclays Green Buy-to-Let mortgages
Buy an energy efficient property and get a lower rate
We’ll reward you with a lower mortgage rate on certain deals when you buy an energy efficient property – it’s just one of the ways we support greener choices.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Are you eligible?
You could apply for a Barclays Green Buy-to-Let Mortgage if you’re buying a new-build property directly from the builder or developer.
If the property you want to buy has an energy efficiency rating of 81 or above, or is in energy efficiency bands A or B, you could get lower rates on some fixed-term mortgages.
Whether you're buying your first buy-to-let or already have one or more mortgages, you're eligible to apply.
Energy efficiency ratings explained
Every property must have an Energy Performance Certificate (EPC) when it is built, sold or rented – this gives the property an energy efficiency rating from A or 100 (most efficient) to G or 0 (least efficient) and is valid for 10 years.
New-build properties will have a Predicted Energy Assessment (PEA) before they’re finished. This will give you a predicted energy efficiency rating, which you’ll need to confirm for this mortgage.
You can still consider our full range of mortgages, whether or not your property is eligible.
How to apply
Use our calculator to see how much you can borrow and to book an appointment. You’ll need to provide the PEA or EPC from your house builder at a meeting with your mortgage adviser, and we’ll check whether you can get a Green Buy-to-Let Mortgage1.
If you don’t have one of these certificates but think your property might be eligible, contact your housebuilder to check the rating and request a PEA or EPC.
Filter your results
Initial period
Deal type
Charges
| Product fee | Annual percentage rate of charge | Follow on rate | Loan to value (LTV) | ||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Product fee | Annual percentage rate of charge | Follow on rate | Loan to value (LTV) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.57% Barclays Green Home BTL 5 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£1295 | 7.3% APRC | 8.99% variable for the remaining term * | 75% (Min loan £35,000, Max loan £1,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.28% Barclays Green Home BTL 2 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£1295 | 8.6% APRC | 8.99% variable for the remaining term * | 75% (Min loan £35,000, Max loan £1,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
*BEBR means the Bank of England Base Rate, which is currently 4.50% (effective 06 February 2025).
Not available for Portfolio Landlord use.
Portfolio Landlords are those with four mortgaged rental properties or more across all lenders. This includes the subject property.
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Important information
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We’ll need to see that your property has an energy efficiency rating of 81 or above, or is in energy efficiency bands A or B, by you providing either an Energy Performance Certificate; or a Predicted Energy Performance Certificate, if your property is not yet built.Return to reference