We won’t charge you any fees
You won’t have to pay any application, valuation or standard legal fees1 – but your current lender may charge fees when you leave.
Save money when you remortgage with us
You could save thousands of pounds when you switch to us from your current lender because we won't charge you application, valuation or standard legal fees.
You won’t have to pay any application, valuation or standard legal fees1 – but your current lender may charge fees when you leave.
Choose between a fixed-rate or tracker mortgage when you move from your current lender – and get cashback when you move.
We can help you remortgage the property you live in or properties you rent out to other people.
Use our calculators to see how much you could afford to borrow, get an Agreement in Principle to see if we could lend what you need and find out how to prepare for your mortgage appointment.
Mortgage borrowing calculator
Get a quick quote for how much you could borrow for a property you’ll live in, based on your financial situation. If you want a more accurate quote, use our affordability calculator. You’ll need to spend a little longer on this.
How much would a mortgage cost?
See examples of costs for different mortgage types and interest rates.
Take the first step to your mortgage
Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.
Get ready to apply
Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide.
You can call us on Monday to Friday from 7am to 8pm, and on Saturday and Sunday from 7am to 5pm.
If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.
A rate that won’t change for a set time
Choosing a fixed rate mortgage means you won’t be affected if interest rates go up or down for a set number of years.
A flexible mortgage that follows the market
A tracker mortgage doesn’t tie you down to a fixed rate, so your payments could go up or down.
Put your savings to work with an offset mortgage
Reduce your monthly payments or pay off your mortgage sooner by offsetting other accounts with us against your mortgage balance – find out how.