Mortgage calculators
Work out which kind of mortgage you could afford
Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.
Compare our remortgage interest rates
Move your mortgage to us
Switch to us and we’ll either waive your standard legal fees or give you cashback – our mortgage advisers will help you find the right deal for you.
Remortgage costs to keep in mind
Remortgage fees and costs
Understanding the remortgage costs you could face will help you decide if it’s the right time to switch. Your current lender might ask you to pay an early repayment charge or exit fee. Check your mortgage documents or contact the lender to find out.
Some lenders will cover all or part of your remortgage solicitor fees as an incentive for remortgaging with them. Be sure to check for any remortgage arrangement fees, particularly if you’re using a mortgage broker.
Your remortgage options
Choices to suit your needs
Our expert advisers will help you choose from a range of mortgage types to suit your needs. From fixed rates that give you the confidence to plan your monthly budget, to offset mortgages that put your savings to work by reducing the balance you pay interest on. You can even choose to have your mortgage appointment at a branch or by phone.
Easy applications and potential rewards
You can find out whether we could lend the amount you need in minutes with an online Agreement in Principle – without affecting your credit score. Once your remortgage is complete, you can manage your mortgage online and through our app.
Our best remortgage rates and deals
Filter your results
Initial period
Deal type
Charges
| Product fee | Annual percentage rate of charge | Follow on rate | Loan to value (LTV) | ||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Product fee | Annual percentage rate of charge | Follow on rate | Loan to value (LTV) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.12% Residential Premier Exclusive 5 Year Fixed (Remortgage Only). | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 5.7% APRC | 6.49% variable for the remaining term * | 60% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.13% 5 Year Fixed (Remortgage Only). | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 5.7% APRC | 6.49% variable for the remaining term * | 60% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.20% 5 Year Fixed (Remortgage Only). | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 5.7% APRC | 6.49% variable for the remaining term * | 75% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.20% Residential Premier Exclusive 2 Year Fixed (Remortgage Only). | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.3% APRC | 6.49% variable for the remaining term * | 60% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.21% 2 Year Fixed (Remortgage Only) | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.3% APRC | 6.49% variable for the remaining term * | 60% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.26% Great Escape™ 5 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£0 | 5.7% APRC | 6.49% variable for the remaining term * | 60% (Min loan £50,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.32% Great Escape™ 5 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£0 | 5.7% APRC | 6.49% variable for the remaining term * | 75% (Min loan £50,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.52% 2 Year Fixed (Remortgage Only). | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.3% APRC | 6.49% variable for the remaining term * | 75% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.60% Great Escape™ 2 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£0 | 6.3% APRC | 6.49% variable for the remaining term * | 60% (Min loan £50,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.71% 2 Year Tracker. | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.4% APRC | 6.49% variable for the remaining term * | 60% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.86% 2 Year Tracker. | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.4% APRC | 6.49% variable for the remaining term * | 75% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.87% 5 Year Fixed (Remortgage Only). | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.0% APRC | 6.49% variable for the remaining term * | 85% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.89% Great Escape™ 2 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£0 | 6.4% APRC | 6.49% variable for the remaining term * | 75% (Min loan £50,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.95% 10 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 5.6% APRC | 6.49% variable for the remaining term * | 60% (Min loan £5,000, Max loan £1,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 4.97% Great Escape™ 5 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£0 | 6.0% APRC | 6.49% variable for the remaining term * | 85% (Min loan £50,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.00% Residential Premier Exclusive 2 Year Tracker. | |||||||||||||||||||||||||||||||||||||||||||||||||
£0 | 6.4% APRC | 6.49% variable for the remaining term * | 75% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.09% 2 Year Fixed (Remortgage Only). | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.5% APRC | 6.49% variable for the remaining term * | 85% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.10% 5 Year Tracker. | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.1% APRC | 6.49% variable for the remaining term * | 60% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.26% 2 Year Tracker. | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.5% APRC | 6.49% variable for the remaining term * | 85% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.50% 5 Year Tracker. | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.3% APRC | 6.49% variable for the remaining term * | 85% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.51% 10 Year Fixed. | |||||||||||||||||||||||||||||||||||||||||||||||||
£999 | 6.0% APRC | 6.49% variable for the remaining term * | 80% (Min loan £5,000, Max loan £1,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.72% 2 Year Offset Tracker. | |||||||||||||||||||||||||||||||||||||||||||||||||
£1749 | 6.6% APRC | 6.49% variable for the remaining term * | 75% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
| 5.75% 5 Year Offset Tracker. | |||||||||||||||||||||||||||||||||||||||||||||||||
£1749 | 6.5% APRC | 6.49% variable for the remaining term * | 75% (Min loan £5,000, Max loan £2,000,000) | ||||||||||||||||||||||||||||||||||||||||||||||
*BEBR means the Bank of England Base Rate, which is currently 4.50% (effective 06 February 2025).
Representative example:
A capital and interest mortgage of £198,000 payable over 300 months on a tracker rate of 5.50% for 5 years and then our variable tracker rate of 1.99% above the Bank of England Base Rate (currently 4.50%), for the remaining term would require 60 monthly payments of £1,215.89 and 240 monthly payments of £1,316.82.
The total amount payable would be £390,094.20 made up of the loan amount plus interest and £999 (product fee), £80 (final repayment charge), £25 (completion fee).
The overall cost for comparison is 6.3% APRC representative.
How to remortgage with us
Agreement in Principle
Take the first step to your mortgage
Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.
Starting your mortgage application
Get ready to apply
Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide.
More remortgage options
Great Escape mortgages
Save money when you remortgage with us
You could save thousands of pounds when you switch to us from your current lender because we won't charge you application, valuation or standard legal fees.
Offset mortgages
Put your savings to work with an offset mortgage
Reduce your monthly payments or pay off your mortgage sooner by offsetting other accounts with us against your mortgage balance – find out how.
Premier mortgages
Mortgages for unlocking your dream home
If you're thinking of buying your dream home, we're here to help seven days a week (except bank holidays). Call our mortgage experts any day between 7am and 8pm1.
Need some help?
Call us
You can call us on Monday to Friday from 7am to 8pm, and on Saturday and Sunday from 7am to 5pm.
0333 202 7580
Track It
If you’ve submitted an application, use your Track It reference to find out what stage it’s at.
Important information
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If you call an 03 number, you’ll be charged your standard rate.Return to reference