See your personalised rate
We’re different to most other lenders – in many cases we’ll give you a personalised price quote up front. You’ll see the rate you’ll actually get, and the quote won’t affect your credit score.
Benefits
Money straightaway
You could get your money straightaway, as long as you
- Apply online or in your app and your application is approved
- Sign your agreement online or in your app between 5am and 11pm
Fixed monthly repayments
Your repayments will be fixed, and you can choose your payment date, to help you stay on top of your budget and make the most of your money.
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To apply online, you'll need to
Have a Barclays current account or Barclaycard account
Be a UK resident
Be aged 18 or above
You can use your loan for almost anything, apart from
- Business reasons
- Investments, including buying stocks and shares
- Timeshares
- Purchasing property (home improvements are fine)
- Gambling-related expenses
- Repaying CCJs (county court judgments)
- A purchase made by combining this loan with any others
How much would you like to borrow?
Get an idea of your repayments and rates using our Barclayloan calculator. The results will be based on the Representative APR for the amount you enter. Representative APRs shown here reflect loan applications made by Premier customers. Your actual rates and repayments will be based on your personal circumstances, the loan amount and the repayment term.
Amount
Term in Months
The same every month
Loan required
Based on the details you entered
Representative example
6.2%
APR Representative
based on a loan of
£10,000
repayable over
60
months
at an interest rate of
6.2
per annum (fixed)
.
Monthly repayment of
£193.47.
Total amount payable
£11,608.20.
Representative APR applies to loans of £7,500 – £15,000 over 2–5 years.
How to apply
If you have a current account with us, we could tell you your personal loan rate up front – and it won’t impact your credit score. Just make sure you read everything on this page before you apply.
Get started
Apply for a new loan, a top-up loan or resume your application in Online Banking – we’ll pre-fill some parts of the form for you.
Looking for some help?
Help with borrowing
Browse our help topics for information on borrowing, credit ratings and dealing with debt.
Budget planner
Understand what you could afford to repay each month.
Any questions? Get in touch
Online or in-app
Check to see if you’re eligible to apply for a loan in Online Banking or your app now.
Please note that we might not have all the information we need to show you a provisional loan limit.
Over the phone
Call us4 on 0800 158 3209.
Important information
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You need to be registered for Online Banking or the Barclays app. It usually takes less than 10 minutes to apply, but if you’re not registered it will take longer.
You might not be able to apply for a Barclayloan, or see your personalised price quote or provisional loan limit online or in your app, because certain restrictions apply. If this happens to you, please contact us to discuss your options.Return to reference
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If you apply online and your application is approved, you’ll need to print or download your agreement. If you apply in the Barclays app and it’s approved, you’ll need to have it emailed to you. As long as you do one of these and sign your agreement online between 5am and 11pm, you’ll usually get your money straight away (within a few minutes). If you don’t bank with one of the main UK high street banks, sometimes it can take up to a couple of hours. If you sign after 11pm, you’ll usually get your money before 9am the next day.Return to reference
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The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.
All loans are subject to your financial circumstances and borrowing history at the time you apply. Eligibility and conditions apply. You must be a UK resident to apply.Return to reference -
Lines are open Monday to Friday from 7am to 8pm, and Saturday and Sunday from 9am to 5pm.. To maintain a quality service, we may monitor and record phone calls. Call charges.Return to reference