Barclayloan

You need to be registered for Online Banking or the Barclays app. It usually takes less than 10 minutes to apply, but if you’re not registered it will take longer.

You might not be able to apply for a Barclayloan, or see your personalised price quote or provisional loan limit online or in your app, because certain restrictions apply. If this happens to you, please contact us to discuss your options.^{Return to reference}

If you apply online and your application is approved, you’ll need to print or download your agreement. If you apply in the Barclays app and it’s approved, you’ll need to have it emailed to you. As long as you do one of these and sign your agreement online between 5am and 11pm, you’ll usually get your money straight away (within a few minutes). If you don’t bank with one of the main UK high street banks, sometimes it can take up to a couple of hours. If you sign after 11pm, you’ll usually get your money before 9am the next day.^{Return to reference}

The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term. 
All loans are subject to your financial circumstances and borrowing history at the time you apply. Eligibility and conditions apply. You must be a UK resident to apply.^{Return to reference}

Lines are open Monday to Friday from 7am to 8pm, and Saturday and Sunday from 9am to 5pm.. To maintain a quality service, we may monitor and record phone calls. Call charges.^{Return to reference}