Premier mortgage eligibility
Are you ready for Premier?
See if you’re eligible for Premier Banking so you can enjoy access to our exclusive mortgage rates and benefits.
Exclusive rates for you
Whether you’re mortgaging a new home or switching your mortgage to us, we could help.If you’re eligible for Premier, you’ll get exclusive mortgage rates and a higher annual mortgage overpayment allowance of 25%.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Exclusive remortgage rates
Move your mortgage from another lender to a Premier-only rate and we won’t charge you any valuation or legal fees.
Exclusive purchase rates
Whether you’re buying a new home or investing in a buy-to-let property, we have exclusive rates waiting for you.
A wide and varied choice
You can choose from our wide range of fixed-rate, tracker, offset and buy-to let mortgages.
You can also check our full mortgage range [PDF, 285KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information.
First, check that you’re eligible for Premier. Then calculate how much you could borrow, see if we’d be willing to lend the amount you need with an Agreement in Principle and then book a mortgage appointment.
Are you ready for Premier?
See if you’re eligible for Premier Banking so you can enjoy access to our exclusive mortgage rates and benefits.
Work out which kind of mortgage you could afford
Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.
Take the first step to your mortgage
Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.
If you’re with Premier, our Financial Guides can support you with your goals and help you plan for your future. Whether you’re moving or improving, we’re ready to help, and offer exclusive mortgages. We're available Monday to Friday, from 8am to 6:30pm and Saturdays, from 9am to 3:30pm.