-

Premier mortgage eligibility

Are you ready for Premier?

See if you’re eligible for Premier Banking so you can enjoy access to our exclusive mortgage rates and benefits.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Are you eligible for Premier?

To join Premier, you need to open a Premier Current Account and have either:

A gross annual income of £75,000 or more paid into your current account with us.

A total balance of at least £100,000 in savings with us, in eligible investments*, or a mix of both.

If your payments or balances drop below what you need to stay with Premier, we’ll let you know.

*Eligible investments are Investment ISAs, SIPPs or General Investment Accounts held through Smart Investor or Barclays Investment Solutions Limited.

Why join Premier Banking?

Premier Banking is more than just a bank account. It’s a door to a world of benefits and rewards for you to enjoy and take advantage of. From free daily treats to dedicated service and exclusive deals on everything from mortgages to savings and loans, Premier Banking delivers great value and exceptional benefits – at no extra cost.

About Premier mortgages

We offer Premier mortgage customers a wide range of exclusive rates, whether you’re buying or remortgaging a new home or a buy-to-let property. And if you already have a mortgage with us, you can take advantage of our exclusive deals if you want to switch to a new rate. With fixed-rate, tracker and offset mortgages available, you’ll find a mortgage that suits your needs.

All together Premier

High-value mortgages

Exclusive rates for you

Whether you’re mortgaging a new home or switching your mortgage to us, we could help.If you’re eligible for Premier, you’ll get exclusive mortgage rates and a higher annual mortgage overpayment allowance of 25%.

Premier Current Accounts

Do you want more than an everyday bank account?

Join Premier Banking and enjoy a range of exclusive rewards and benefits just for you.

Subject to application, financial circumstances & borrowing history. T&Cs apply