Premier landlord mortgages

Exclusive purchase rates

We have exclusive rates waiting for you if you’re investing in your first buy-to-let property or expanding your portfolio.

Designed for your plans

Choose a payment type that suits your business plan and explore our wide range of fixed-rate and tracker mortgages.

Are you eligible?

You’ll need to be 18 years or older. If you’re making a joint application, other applicants need to be aged 18 or older. You don’t need to own any other property, outright or with a mortgage, to apply for a buy-to-let mortgage. Up to 4 people can apply jointly, providing you’re not part of a company.

You can borrow up to £2 million per property, and have total borrowing of up to £3 million across all buy-to-let properties with us or £4.5 million across all lenders, including us. You can have up to 6 mortgaged rental properties with us and a maximum of 10 mortgaged rental properties across all lenders, including us.

Is it right for you?

When you buy a property and rent it out you’re effectively running a small business. It gives you a way to earn some income, but you need to think about all the costs and risks you’ll face as a landlord.

You may face times when the property is vacant, known as voids, when you’ll have to cover your mortgage payments with no rental income. There may be changes to interest rates or tax law that result in higher outgoings. As a landlord you will have to keep the property in a good state of repair. So before you start or expand a rental property portfolio, you should consider taking some independent legal and financial advice.