Savings accounts
Explore our full range of savings options and pick the products that are right for you.
Start saving with as little as £1 and grow your money using our instant-access savings accounts.
Compare fixed-rate savings bonds
Put your money away for a fixed rate of return
If you’re serious about saving, you can lock your money in a fixed-rate savings bond and know exactly how much interest you'll earn.
If you already bank with us, you can open your account in the Barclays app1 or Online Banking. If you’d like help applying in the app you can book a video appointment.
If you don't bank with us, you can book an appointment at any of our branches.
Already have a bond with us?
If your fixed term is ending, check what you can do next.
Compare fixed-rate savings bonds
All our fixed-rate savings bonds allow you to lock in a great fixed rate for a fixed term. Our flexible bonds also provide a fixed rate for a fixed term, and allow you to make some withdrawals.
Compare our full range of fixed-rate savings bonds to find the one that’s right for you.
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Fixed-rate savings bonds |
Rate % gross per year/AER2 |
£ minimum opening value |
Accessing your money |
Next steps |
|---|---|---|---|---|
|
1-Year Fixed-rate Bond |
4.00% (£500 to £1 million) |
From £500 Open with a lump sum deposit. No further deposits allowed |
No withdrawals until end of term (1-year)3 |
|
|
18-Month Flexible Bond |
3.80% (£1 to £1 million) |
From £1 Open with a lump sum deposit. No further deposits allowed |
|
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|
Premier 18-Month Flexible Bond Exclusively for Premier customers |
3.85% (£1 to £1 million) |
From £1 Open with a lump sum deposit. No further deposits allowed |
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Wealth 18-Month Flexible Bond Exclusively for Wealth Management clients |
3.85% (£1 to £1 million) |
From £1 Open with a lump sum deposit. No further deposits allowed |
|
More ways to save
If these fixed-rate savings bonds aren’t what you’re looking for, we have other options for you to consider.
ISAs
Earn tax-free interest with instant access to your whole balance. Make the most of this tax year’s ISA allowance of £20,000 and feel good about saving.
Investment ISA
An easy way to start investing
Start investing to make the most of those special times to come by using this tax year’s ISA allowance in an Investment ISA today. The sooner you begin, the sooner you could grow your money, tax efficiently
Remember, the value of investments can fall. You may get back less than you invest. Tax rules can change, and individual effects vary.
Flexible bonds, fixed-rate bonds and Premier flexible bonds are limited offers that may be withdrawn at any time. Terms and conditions apply.
Important information
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Online Banking, the Barclays app and Telephone Banking are only available if you’re registered to use these services. You need to be 18 or over to access this product or service using the app. T&Cs apply.Return to reference
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‘Gross’ is the rate payable without tax taken off. ‘AER’ (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.Return to reference
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If your circumstances have changed significantly, perhaps due to illness, a relationship ending or financial difficulties, you might be able to access money in a savings account that doesn’t normally allow withdrawals.
You can ask us about this by calling 0345 744 5445. We’re here Monday to Friday 8am to 8pm and Saturday 9am to 5pm. Alternatively, you can send us a message from the ‘Help’ section in our app or Online Banking, or visit a branch.
To maintain a quality service, we may monitor or record calls. Due to popularity, the next available appointment in a branch may be a few weeks away. Call chargesReturn to reference
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Rates are fixed for the term of the bond, but the amount of interest you receive will depend on the number and value of the withdrawals you make. If your Flexible Bond has tiered interest rates, then withdrawals may take you into a lower tier.Return to reference