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Compare fixed-rate savings bonds

Put your money away for a fixed rate of return

If you’re serious about saving, you can lock your money in a fixed-rate savings bond and know exactly how much interest you'll earn.

If you already bank with us, one of the quickest ways to open this account is in the Barclays app1 or Online Banking. Simply log in or register for Online Banking.

If you don't already bank with us, call us on 0345 744 54452 to book an appointment to open an account in a branch. Due to popularity, the next available appointment may be a few weeks away.

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Already have a bond with us?

If your fixed term is ending, check what you can do next.

Explore your options

                                             

Compare fixed-rate savings bonds

All our fixed-rate savings bonds allow you to lock in a great fixed rate for a fixed term. Our flexible bonds also provide a fixed rate for a fixed term, and allow you to make some withdrawals.

Compare our full range of fixed-rate savings bonds to find the one that’s right for you.

Fixed-rate savings bonds

Rate %  gross per year/AER3

£ minimum opening value

Accessing your money

Next steps
 

1-Year Fixed-rate Bond

4.45%

(£500 to £1 million)

From £500

Open with a lump sum deposit. No further deposits allowed

No withdrawals until end of term (1-year)4

2-Year Flexible Bond

4.15%

(£1 to £1 million)

From £1

Open with a lump sum deposit. No further deposits allowed

Make up to three withdrawals, each one of up to 10% of your initial deposit45

Premier 2-Year Flexible Bond

Exclusively for Premier customers

4.25%

(£1 to £1 million)

From £1

Open with a lump sum deposit. No further deposits allowed

Make up to three withdrawals, each one of up to 10% of your initial deposit45

Wealth 2-Year Flexible Bond

Exclusively for Wealth Management clients

4.25%

(£1 to £1 million)

From £1

Open with a lump sum deposit. No further deposits allowed

Make up to three withdrawals, each one of up to 10% of your initial deposit45

More ways to save

If these fixed-rate savings bonds aren’t what you’re looking for, we have other options for you to consider.

Savings accounts

Explore our full range of savings options and pick the products that are right for you.

Start saving with as little as £1 and grow your money using our instant-access savings accounts.

ISAs

Earn tax-free interest with instant access to your whole balance. Make the most of your 2024/2025 ISA allowance of £20,000 and feel good about saving.

Investment ISA

Investment ISA

An easy way to start investing

Start investing to make the most of those special times to come by using your new 2024-25 ISA allowance in an Investment ISA today. The sooner you begin, the sooner you could grow your money, tax efficiently

Remember, the value of investments can fall. You may get back less than you invest. Tax rules can change, and individual effects vary.

Flexible bonds, fixed-rate bonds and Premier flexible bonds are limited offers that may be withdrawn at any time. Terms and conditions apply.