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Current interest rates

Rates effective from

Balance

Gross per year %

AER %

1 September 2023 to 1 December 2024

£1+

1.65

1.66

£10,000+ 

1.15 

1.16 

Interest rates are banded until 12th February 2025. This means that you’ll earn the higher rate on the first £10,000 of your balance and the lower rate on the additional balance over £10,000.

For example, if you had a balance of £10,100 interest would be calculated at the higher rate on the first £10,000 of your balance and the lower rate on the additional £100.

Future interest rates

Rates effective from

Balance

Gross per year %

AER %

Rates are effective from 2 December 2024 to 12 Febuary 2025

£1+

1.50

1.51

£10,000+

1.15

1.16

13 February 2025

£1+ 

1.25

1.26

Previous interest rates

Rates effective from

Balance

Gross per year %

AER %

17 July 2023 – 31 August 2023

£1+

1.50

1.51

£10,000+

1.00

1.00

3 July 2023 – 16 July 2023

£1+

1.00

1.00

15 June 2023 – 2 July 2023

£1+

0.85

0.85

Learn more about our Everyday Saver – or log in to apply.

For additional information, download our Everyday Saver terms and conditions [PDF, 140KB]. They are in addition to the general conditions of your Customer Agreement with us.

Read important information about our interest rates, the Financial Services Compensation Scheme, and your cancellation rights.