Savings accounts
We have a range of savings accounts for you to choose from to match your goals.
When your ISA or bond term ends
Here’s what you can do next
Most of our ISAs and bonds have a fixed interest rate for a set amount of time, or term.
Before the term ends, we’ll send you a letter to explain what you can do next. You’ll have options to keep earning a fixed interest rate – choose your account to see them.
Important reminder
If your fixed term is due to end in the next 30 days, please check your options.
If you’ve already given us instructions about your bond or ISA, you can ignore this page.
Your options
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What can I do?
- Open a new ISA1 with us
• In the Barclays app2, go to ‘Products’, then ‘Savings & ISAs’ and apply for a new ISA by selecting ‘Apply and transfer-in’
• In Online Banking, select ‘Save’ in the top menu, choose your new ISA, then select ‘Apply’. To transfer money in, select ‘Transfer an ISA in’ from the dropdown menu.
- If you already have another ISA with us, transfer your money across
• In your app, go to ‘Products’ and scroll down to ‘Our services’, then tap ‘Transfer-in an existing ISA’ and ‘Get started’
• In Online Banking, select ‘Save’ in the top menu, then ‘Transfer an ISA in’ from the dropdown menu.
More about transferring your ISA
• If you choose to transfer your existing ISA, we’ll transfer it once your flexible cash ISA term ends and you’ll continue earning tax-free3 interest. You can choose to transfer all or part of your balance.What to know about requesting a transfer:
- You can request a transfer up to two months before your fixed term ends
- You can choose to transfer all or part of your balance
- Make sure you select the option to wait until there’s no fee to move your money, otherwise you may have to pay a penalty.
• Transfer a Barclays ISA to another provider – you’ll need to contact the other provider.
What happens if I do nothing?
We’ll switch your account to an Instant Cash ISA – an instant-access savings account which has a lower interest rate than your flexible cash ISA.
- Open a new ISA1 with us
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What can I do?
- Open a new ISA with us
- If you already have another ISA with us, you can transfer your money across when your flexible cash ISA term ends and continue earning tax-free interest.
What to know about requesting a transfer:
- You can request a transfer up to two months before your fixed term ends
- You can choose to transfer all or part of your balance
- Make sure you select the option to wait until there’s no fee to move your money, otherwise you may have to pay a penalty.
• Transfer a Barclays ISA to another provider – you’ll need to contact the other provider to do this.
Explore our full range of savings accounts to find the ones that suit you.
What happens if I do nothing?
We’ll switch your account to an Instant Cash ISA – an instant-access savings account which has a lower interest rate than your flexible cash ISA.
- Open a new ISA with us
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What happens when my term ends?
We’ll switch your bond to an Everyday Saver – an instant-access savings account which has a lower interest rate than your flexible bond.
How can I keep earning a fixed interest rate?
You can open a new savings account, such as another bond, and move your money across. You’ll need to put money in your new bond as soon as you open it.
Explore our full range of savings accounts or go to ‘Products’ then ‘Savings & ISAs’ in the Barclays app2 to find the ones that suit you.
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What happens when my term ends?
We’ll switch your bond to an Everyday Saver – an instant-access savings account which has a lower interest rate.
How can I keep earning a fixed interest rate?
You can open a new savings account, such as another bond, and move your money across. You’ll need to put money in your new bond as soon as you open it.
Explore our full range of savings accounts to find the ones that suit you.
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What happens when my term ends?
We’ll switch your bond to one with a similar term and interest rate if one is available. We’ll send you a letter with details about this and your options shortly before your term ends.
What if I don’t want this to happen?
You’ll need to respond to the letter we send you to let us know you don’t want to switch to a different bond, and provide us with the account details of where you want to move your money to.
You can explore our full range of savings accounts or go to ‘Products’ then ‘Savings & ISAs’ in the Barclays app2 to find a new one, such as another bond.
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What happens when my term ends?
We’ll switch your bond to one with a similar term and interest rate if one is available. We’ll send you a letter with details about this and your options shortly before your term ends.
What if I don’t want this to happen?
You’ll need to respond to the letter we send you to let us know you don’t want to switch to a different bond, and provide us with the account details of where you want to move your money to.
You can explore our full range of savings accounts or go to ‘Products’ then ‘Savings & ISAs’ in the Barclays app2 to find a new one, such as another bond.
Barclays Blue Rewards, Premier and Wealth Management benefits
If you're a Blue Rewards member, or you're with Premier or Wealth Management (or you hold an account with someone who is), you could be eligible for our exclusive savings accounts.
If you’re not a UK resident, you won’t be able to open any other savings accounts with us as you’re no longer eligible. We’ve included more details about this in the letter we’ll send you.
The Barclays app and Online Banking
If you’re not registered for the Barclays app2 or Online Banking, register here.
Explore our savings accounts
Cash ISAs
You can add up to £20,000 to an ISA every tax year and you won’t pay any tax on the interest your ISA earns.
Bonds
If you’re serious about saving, you can lock your money away under a fixed rate for a fixed period of time in a bond.
