The benefits of investing regularly

You don’t need to have a lot of money to start investing. You can invest regularly from just £50 a month for long-term benefits.

The value of investments can fall as well as rise so you may get back less than you originally invested. If you’re not sure about investing, seek independent advice.

Why invest regularly?

By investing smaller amounts regularly, and leaving them to grow, you could see better returns than savings over time. Here are a few more reasons:

It’s good discipline – removing the stress of wondering when the best time to invest is

It’s automatic – let us do the work for you

No transaction fee – there's no deal charges for regular investments or investing in funds. See a full list of our fees and interest rates

Invest what you don’t need – set aside any leftover savings to boost your pot more quickly.

It’s important to consider whether committing to a monthly Direct Debit and investing regularly is right for your circumstances.

How to get started

It’s always a great time to get into the habit of investing regularly and seeing your money grow.

Step 1: Pay into your account

You’ll need to make sure you have enough cash in your account before setting up a regular investment. This could be a lump sum or cash from a regular Direct Debit.

Here’s how to set up a regular Direct Debit:

Log into your Smart Investor account
Select 'Pay in'
Choose the frequency ‘Regularly’
Select the account to pay from
Enter the amount
Pick a start date

Your Direct Debit will automatically add money to your cash balance every month.

Set up online

Step 2: Automatically invest your cash

Once you have cash in your account, or a regular Direct Debit payment in place you can set up a regular investment online or with the Barclays app¹ to automatically invest your cash every month.

You’ll need to have a Barclays current account set up as your nominated bank account to fund your investment account from the app.

Choose your investment and select ‘Buy’
Select the account
Choose ‘Regular investment’ as the order type
Enter the amount
Pick a start date for your Direct Debit

Set up online

What can you invest regularly in?

You can set up a regular investment for any of the assets we offer, except for bonds and international shares. Keep in mind that regular investments will build up those holdings over time, so it’s important to remember to review your account from time to time to ensure your portfolio stays diversified. Find out more about diversification.