Beginner’s guide to investing
Get on the right path to investing
Once you’re confident your finances are in order, you need to start planning your investments. Get started by setting financial goals. Are you investing for growth? Or income? We'll help you answer these questions and more in this section.
Always remember that investments can fall in value and you may get back less than you invest.
Tax rules can change and their effects on you will depend on your individual circumstances.
Get on the right path to investing
Here’s our run-down of all the key tax rates, limits and allowances you need to know for the 2024-25 tax year. When it comes to using ISA and pension allowances, remember you don't have to make your investment choices straight away – as long as you have the cash in place this tax year, that’s enough to secure the tax benefits of this year’s allowances.
Some tax rates are different for different parts of the UK. We explain what you need to know.
If you’re aged under 40, you’re eligible to open a Lifetime Individual Savings Account (LISA) to help you save for a home or your retirement. Here, we explain the LISA rules.
Since April 2016, the personal savings allowance (PSA) has changed the way savings income is taxed. We take a look at how the PSA works and explain what is classed as savings income.
Always remember that investments can fall in value. You may get back less than you invest.
A straight-forward way to invest
Stay up to date with the latest investment strategies from independent industry experts and our own professionals. We explore a wide range of different ideas and approaches so that you can work out the best investment plan for you.
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If you have any questions, you can give us a call on 0800 279 36671.