Third-party access to bank accounts
There may be circumstances – now or in the future – where you or someone else will need a bit of help with managing money. There are many types of third-party access available, so it’s important you choose the right one.
Choosing the right option
You’ll need to carefully decide which option works best for you – for both now and the long term. You can always change
it in the future, if your needs change.
Select the options below to find out more. Or if you need a little more help deciding, use our side-by-side comparison
table below
Power of attorney
A power of attorney (PoA) is a legal document that gives someone the authority to make decisions about property and finances on someone else’s behalf.
Authorised users
If you want help managing your account, you can sign up someone you trust as an account supervisor or additional cardholder. You’ll stay in control and can set limits on what they can do.
Third-party authority
A third-party authority is a temporary arrangement between you and someone you trust to access your bank accounts with us on your behalf.
Court of Protection order
The Court of Protection (CoP) has the power to appoint a deputy to act on someone else’s behalf if they no longer have the mental capacity make their own financial decisions.
Appointeeship
This allows a delegated person to manage benefits from the Department for Work and Pensions (DWP) on behalf of someone who’s unable to make financial decisions for themselves.
Guardianship (missing persons) order
A court can appoint a trusted person to be the guardian of a missing person’s property and financial affairs.
Not sure which type of authority is right for you?
Take a look at our comparison table to help you decide on the right option.
Other options not shown above include appointeeship and guardianship.
Help and tools
Living with illness or disability
How to get the right support with your finances and for your wellbeing
Handling your finances after loss
Losing someone can affect more than how you feel
After Clare lost her husband, her life changed dramatically. She was worried about looking after her finances and staying on top of things.
Bereavement
How we can help and support you
Dealing with the financial affairs of someone close to you when you’re grieving is never easy. We hope our guide will help you through this difficult time.
Extra help and advice
Citizens Advice
Get free advice on legal, debt, consumer, housing and other problems.
Financial abuse
Information on how you can keep your money safe and where to find help – either for yourself or someone you know.
Was this page useful?
Your feedback helps us improve - please let us know by selecting yes or no
Get help or contact us
Choose the best option to suit your needs. Or explore other ways to get help.
Find a Barclays Local
See where to find us in your community, and the services we offer at each location.
Book an appointment
You can book an appointment to speak to us on a video call or at a Barclays Local.
Get the Barclays app
Join the 10 million Barclays app customers. If the account’s just for you and you’re over 18, you can use our app.
Download the Barclays app
The quickest way to open a new bank account is using our app. Scan the QR code using the camera on your mobile device to download the Barclays app.
If you’re using your mobile device now, download it from your app store below.
Important information
Lines are open Monday to Friday from 7am to 8pm, and Saturday and Sunday from 9am to 5pm.. To maintain a quality service, we may monitor and record phone calls. Call charges.
To maintain a quality service, we may monitor and record phone calls. Calls to 0800 numbers are free when calling from a UK landline or personal mobile but charges may apply when calling from abroad. Calls to 03 numbers use free plan minutes if available. Otherwise, they cost the same as 01/02 prefix calls. Call charges.