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Pay in a cheque without paying us a visit

All you need is a smartphone or device

We’re always looking for new ways to make your life easier and to help you save money. Getting to a branch in opening hours isn’t always possible, so now you can pay in cheques – anytime, anywhere – in a convenient way.

How it works

Pay in cheques by using the Barclays app and your smartphone’s camera1. Just take a photo of the cheque and submit it through your app, with the amount and payee details.

You’ll get the money in your account by 23:59 the next weekday2, if you pay the cheque in by 15:59 the weekday before, so there’s no more waiting around for your money to clear.

 

Which accounts?

Pay into any Barclays sterling current or savings accounts (excluding ISA and Bond accounts, or accounts from other banks)

How much?

Pay in sterling cheques of up to £2,000 each – four cheques every seven days if you’re a personal or Premier customer, and 20 if you’re a business customer.

Is it safe?

It’s just as secure as paying in a cheque at a branch

A step-by-step guide to paying in a cheque with your phone

Step 1

Log in to the Barclays app and select ‘Pay & Transfer’ at the bottom of the screen, then tap ‘Pay in a cheque’.

Step 2

Choose the account you want to pay your cheque into. Enter the amount and a reference if you need one, then select ‘Take photo’.

Step 3

Your phone’s camera will automatically switch on. Place the cheque on a plain background that’s darker than the cheque. Make sure the whole cheque is visible within the corners of the frame. Hold your device steady and the app will automatically take a photo of the cheque. The corners of the frame will change to green when the picture has been taken.

Step 4

Tap ‘Pay in cheque’. That’s it – all done.

Watch how to pay in a cheque using the Barclays app

The Barclays app How to pay in a cheque It's easy to pay in a cheque with the Barclays app.

Once you've logged in, tap ‘Pay and Transfer’.

Then tap, ‘Pay in a cheque’.

Next, choose the account you want to pay the cheque into.

Enter the amount displayed on the cheque.

You can pay in any cheque up to £2,000 via the app.

Add a reference and if you're happy to continue, tap ‘Take photo’.

Place your cheque on a flat, dark surface so it stands out from the background.

Turn your smartphone into the horizontal position and hold it over the cheque so all four corners are visible and inside the gridlines.

If the app takes a long time to take a photo it will show helpful tips to take a clear and better quality image.

You may want to turn on the flash before capturing the image.

For some phones, removing the phone case helps if you’re struggling to successfully capture the image.

Follow the tips and try again.

When the cheque is correctly lined up, the screen will turn green like this and the app will automatically scan the cheque.

If the photo is blurred or crooked, tap ‘Try again’.

Or, if the image looks OK and is within the gridlines 00:01:25.

880 --> 00:01:27.

280 tap, ‘Use image’.

00:01:28.

960 --> 00:01:31.

600 You'll then need to take a photo of the back of the cheque.

00:01:32.

000 --> 00:01:34.

760 Once you've done this and selected ‘Use image’ 00:01:35.

120 --> 00:01:36.

840 you'll be taken to the Review screen.

00:01:36.

878 --> 00:01:38.

760 If all the information is correct 00:01:38.

760 --> 00:01:41.

000 and you’re happy that all the images are clear 00:01:41.

000 --> 00:01:42.

960 tap ‘Pay in cheque’.

00:01:43.

080 --> 00:01:46.

720 You'll then see this screen to confirm your cheque has been paid in.

00:01:47.

080 --> 00:01:50.

720 If the cheque hasn't been submitted, you'll see an error message.

00:01:51.

040 --> 00:01:52.

840 Finally, tap ‘Done’.

00:01:52.

840 --> 00:01:56.

680 And, if the cheque is paid in by 3:59pm Monday to Friday 00:01:56.

680 --> 00:01:58.

760 excluding UK public holidays 00:01:58.

760 --> 00:02:02.

880 the money will be available by 11:59pm the next working day.

00:02:02.

880 --> 00:02:04.

520 Remember to write ‘Paid in’ 00:02:04.

520 --> 00:02:07.

480 and the date you’ve paid it in, on the back of the cheque.

00:02:07.

480 --> 00:02:10.

480 You can pay in up to four cheques every seven days 00:02:10.

480 --> 00:02:12.

320 twenty if you're a Business customer 00:02:12.

320 --> 00:02:14.

880 starting from the day you paid the first cheque in.

00:02:14.

880 --> 00:02:18.

080 If you reach your limit of paying in cheques digitally 00:02:18.

080 --> 00:02:21.

280 please visit your local branch if you wish to pay in more.

00:02:21.

520 --> 00:02:24.

440 If you want to keep track of the cheques you've paid in 00:02:24.

560 --> 00:02:26.

760 tap ‘View cheques paid in’.

00:02:27.

240 --> 00:02:29.

760 Select the account you paid the cheques into 00:02:29.

760 --> 00:02:32.

200 then tap on a specific cheque.

00:02:34.

520 --> 00:02:38.

800 If you have any questions, visit our FAQ page.

00:02:41.

600 --> 00:02:42.

720 That's it.

FAQs

Paying in at a branch

You can still pay in cheques at a branch as normal. We’ve recently upgraded all of our branches, which means your cheque will now clear by 23:59 the next weekday – as long as you’ve paid in the cheque by the branch’s cut-off time on the weekday before.

This means that all cheques now clear faster – so don’t get caught out when you write one. Make sure you always have enough money in your account to cover them. Learn more about the cheque clearing cycle and the future of cheques.

What else can your app do?

The Barclays app4 is here to help you manage your money on the go – safely and securely. But there’s much more to it than that.