Open Banking allows you to share your financial data with providers regulated by the Financial Conduct Authority (FCA) and pay directly from your account.
The aim of Open Banking is to increase competition in the banking industry. It’s an industry-wide change that we’ve implemented with the Competition and Markets Authority and other regulators, banks and registered companies.
You can choose to share your data with registered companies (known as third-party providers or TPPs) to pay in new ways. That means you can see account information from your other banks all in one place and make payments through other apps and websites. Remember, you’re in control and you choose which services you use and which providers you let access your information.
Since 2018, we’ve launched services using Open Banking designed to make your life easier and to help you make the most of your finances. You can find out more on the Barclays app page.
Open Banking can also be used to make a range of payments directly from your accounts so you can pay through third-party apps or websites.
How it works
You always need to give us your explicit permission in Online Banking or your Barclays app before any data or payment information is shared. If you decide to share your Barclays account data with another provider, we always tell you exactly what data you’re sharing.
To check who you’ve already agreed to share data with, or to alter your existing connections, go to the ‘Manage open banking connections’ section of your Barclays app, or the ‘Manage open banking connections’ section of Online Banking.
You can review your connections at any time in the Barclays app and Online Banking.
If you’d like to check the details of past payments made using Open Banking, visit the ‘Payment permission history’ section within ‘Manage payments’ in your app, or ‘Payment history’ in Online Banking.
Remember, sharing data is completely your choice. If you decide to stop sharing data, we won’t send any more data to the TPP. However, the data we have shared while you did give your permission may still be stored by the third party – you should contact them to understand what they will use it for.
You can manage and amend your connections at any time in the ‘Open banking connections’ section of Online Banking or the Barclays app. You can also switch ‘Allow my data to be shared’ to off in the ‘Manage connections’ section if you don’t want to share your Barclays data. You can reverse this whenever you change your mind – either directly through a TPP, via Online Banking or in the Barclays app.
Do your everyday banking with ease – safe in the knowledge your money and details are always protected.
As well as managing your Barclays accounts in your app, you can now choose whether to see balances and transactions from current accounts you have with other banks – so it’s easier to keep tabs on your money.
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How we help to keep your money safe
We always look out for threats from fraudsters. Here are some measures we take to make sure your money is secure.
Learn about the different types of scam
Scammers get more sophisticated every day, so it’s important to be alert. We’ve put together some examples of the most common scams, to help keep you protected.
You can use our Open Banking APIs by visiting the Barclays API Exchange.
Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority.
Registered office for all: 1 Churchill Place, London E14 5HP
