WAYS TO BANK

Open Banking – sharing your data and making payments through other providers

How are we doing?

Barclays
Barclaycard

Since 2018, you’ve been able to share your Barclays data with other companies so that you can use their services and make payments through them. For example, you might want to share your Barclays data with a company that lets you operate all your accounts from one place. This is called ‘Open Banking’.

To make sure you’re getting the best service from us when you use Open Banking, we’ve put together the data below, which tells you how well we’re performing. It shows how fast our service has been and whether there have been times when it isn’t available.

The metrics shown below are for the period 01 July to 30 September.

Most of them compare our Open Banking services to our digital banking services. By ‘digital banking services’, we mean the Barclays app, Barclays Online Banking and Barclaycard Account Servicing.

Key

Key for graphs

Is our Open Banking service available consistently?

This graph compares the amount of time our Open Banking service was available to the amount of time our digital banking services were available over the last three months.

See the independent service quality survey results for our Personal Current Accounts.

Graph compares Open Banking availability to digital banking availability

July

August

September

Quarterly Average

Open Banking service

100.0%

100.0%

100.0%

100.0%

Barclays app (unplanned outages only)

100.0%

100.0%

100.0%

100.0%

Barclays app (planned and unplanned outages)

100.0%

100.0%

100.0%

100.0%

Barclays Online Banking (unplanned outages only)

100.0%

99.3%

100.0%

99.8%

Barclays Online Banking (planned and unplanned outages)

100.0%

99.3%

100.0%

99.8%

Barclaycard Account Servicing (unplanned outages only)

100.0%

100.0%

100.0%

100.0%

Barclaycard Account Servicing (planned and unplanned outages)

100.0%

100.0%

100.0%

100.0%

Sometimes we plan outages so that we can release new features or carry out maintenance. We’ve included all the time our Open Banking service and digital banking services weren’t available in the graph, whether or not the outage was planned. We always let our customers know when we’ve planned outages and we give them details of other ways of doing their day-to-day banking.

How quickly are Open Banking payments made, compared to payments made using our digital banking services?

This graph compares the amount of time it took for a company to make an Open Banking payment that you’d authorised to the amount of time it took using our digital banking services.

There isn’t any information for Barclaycard Account Servicing in this graph because those payments are completed in another system.

Graph compares time taken for an Open Banking payment  with time taken on digital banking services

July

August

September

Quarterly Average

Open Banking service v3

355

360

349

355

Barclays app

1759

1748

1669

1725

Barclays Online Banking

5279

5080

5442

5267

Account information performance

This graph shows how quickly we provided data when we were asked for it by companies you authorised to request it. This is compared to the amount of time it took to access the same information using our digital banking services.

Graph for account information performance

July

August

September

Quarterly Average

Open Banking service v3

253

271

256

260

Barclays app

1018

1034

967

1006

Barclays Online Banking

4135

4090

4486

4237

Barclaycard Account Servicing

4775

3917

3611

4101

Checking you have enough money available for a payment

This graph shows how quickly a company you used to make a payment was able to check you had enough money available. This is called ‘confirmation of funds’.

This graph shows how quickly the confirmation of funds was.

July

August

September

Quarterly Average

Open Banking service v3

230

234

235

233

Successful requests from other companies

This graph shows the percentage of errors that occurred when we received requests from companies you asked us to share your data with, or that you allowed to make a payment for you or check you had enough money available to make a payment.

Graph showing the percentage of errors that occurred

July

August

September

Quarterly Average

Open Banking service v3

0.15%

0.06%

0.11%

0.11%

See more detailed data

Download information showing how our Open Banking and digital banking services performed every day for the period 01 July to 30 September.

Download performance data [PDF, 158KB]