What do the abbreviations on my statement mean?
Here's a list of what common banking abbreviations relate to:
APR – Annual Percentage Rate (relates to credit interest)
BBP – bill payment
BGC – bank giro credit
CAT – a standard applied to ISAs that stands for reasonable Charges, easy Access, fair Terms
CDL – Career Development Loan
CHAPS – Clearing House Automated Payment System (a means of transferring money)
CRE – Credit payment
DDR – Direct Debit
DR – debit balance (overdrawn)
IBAN – International Bank Account Number (you can find this on your statement)
IMO – International Money Order
ISA – Individual Savings Account
REM – remittance: a cheque credited to your account that was not paid in at your account-holding branch or bank
REV – reversal: a standing order or Direct Debit has been recalled
STO – standing order
UNP – unpaid
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