Agricultural finance
Helping you finance your farming business.
Agricultural mortgage
Finance for land and buildings
A flexible mortgage designed to help you buy farmland, farm buildings or improve your farm infrastructure1.
What is an agricultural mortgage?
An agricultural mortgage is a type of loan designed for farmers and agricultural businesses that want to borrow over £25,000. The mortgage is secured on your land or premises.
An agricultural mortgage can be used for
Key features and benefits
Our agricultural mortgage offers flexible, competitive finance to farmers and growers.
Borrow over a longer time
Choose your mortgage term over a period of 1 to 25 years and make repayments to suit your business cashflow – monthly, quarterly or annually.
Flexible terms available
Choose either fixed or variable rates with the option to switch your selection during the mortgage term. Fixed interest rates available from 1 to 10 years.
Capital repayment holiday
Choose to take a capital repayment holiday (subject to status and application2). During this time you’ll only need to pay the interest.
Support
Dedicated support from our team of Agriculture Relationship Managers – experts in lending to farmers and agricultural businesses.
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage. Agricultural mortgages are subject to application and status.
Is this right for you?
Eligible businesses
To find out whether you’re eligible for an agricultural mortgage, you’ll need to provide
Fees
You might also be interested in
Mortgages for commercial properties
Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer3.
Loans for large purchases or investments
All business borrowing
Other funding options
Compare our business borrowing with borrowing offered by other lenders7. You can find out more about the government’s Bank Referral Scheme [PDF, 1.4MB], including eligibility information.
Funding Options
Its award-winning technology searches the market to find the right funding for your business’ situation. It’s quick, easy to use, and their team’s on hand if you need help.
Alternative Business Funding
It offers a free and easy way to find different funding options, focusing on making things simple for business owners who don’t have much time on their hands.
Funding Xchange
It shows you competing offers from lenders, to make sure you see the best terms. You’ll see quotes from up to 45 lenders, in a simple format, so you can easily compare and choose the offer that’s best for your business.
Swoop
It shows you the broad range of funding options that are available to businesses across the UK and Ireland. After assessing your needs, it matches you with the right solution from over 1000 providers.
Contact us
I have a Barclays business account
If you already bank with us, you can now start an application digitally at any time and place that’s convenient for you. Log in to our app or Online Banking and go to ‘Products and Services’. Answer a few questions and we’ll generate a list for you to consider. If you don’t have the app or Online Banking or would prefer to speak to us, call us8 on 0800 027 1321 for help and support.
Why not have us call you back?
If you want to apply or find out more about this finance option, you can request a callback from one of our Business Relationship Managers.